5823 Ranch Riata Ct, Katy, TX 77449 Property Records

Harris County property record for 5823 Ranch Riata Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 2007
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$117,400 (Jan 2013)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`125-075-001-0020`

Property Details

APN / Parcel Number

Primary APN	`125-075-001-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,864 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,500 sqft (0.149 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1250750010020
Street Address	5823 RANCH RIATA CT
City	KATY
State	TX
Zip	77449-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 1 EAGLE RANCH WEST SEC 2
Legal Subdivision	EAGLE RANCH WEST SEC 2
Legal Block	1
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1023
Census Tract	542201

Owner

5823 Ranch Riata Ct is owned and occupied by an individual who bought it in January 2013.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5823 RANCH RIATA CT, KATY, TX 77449-2045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2013 · Amount on File
Deed Sale	Jan 7, 2013 · Amount on File
Prior Sale	Jan 13, 2009 · Amount on File
Deed Document Number	20138672
Deed Book / Page	040-10 / 0430
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0000468566
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	5823 RANCH RIATA CT, KATY, TX 77449-2045
Document Number	0000126947
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 RANCH RIATA CT KATY TX 774492045, KATY, TX 77449-2045

Mortgage

Document Number	0000126947
Date	Mar 27, 2018
Instrument	126947

Lender

Name	FIRST GUARANTY MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5823 Ranch Riata Ct was $3,661 with a homeowner's exemption, up 111.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,600 (-3.5%) Land $48,506 Building $203,094	$251,600 (-3.5%) Land $48,506 Building $203,094
2025	$3,661.00 (+111.74%) Homeowner's exemption	$260,729 (-6.26%) Land $48,506 Building $212,223	$260,729 (-6.26%) Land $48,506 Building $212,223
2024	$1,729.00 Homeowner's exemption	$278,143 (+0.96%) Land $48,506 Building $229,637	$278,143 (+0.96%) Land $48,506 Building $229,637
2023		$275,492 Land $48,506 Building $226,986	$275,492 Land $48,506 Building $226,986
2020	$1,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5823 Ranch Riata Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5823 Ranch Riata Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20