5823 Oak Fall Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 5823 Oak Fall Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,220 sqft · built 1978
Lot Size	0.282 acres (12,285 sqft)
Owner	2 Individual Names on File
Last Sale	$305,235 (Mar 2023)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-303-022.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-303-022.000-042`
Alternative APN	`1344800026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,220 sqft Living Area
Gross Area	5,090 sqft
1st Floor Area	1,610 sqft
Basement Area	1,246 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,285 sqft (0.282 acres)
Lot Dimensions	1,350 ft deep x 910 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5823 OAK FALL RD
City	FORT WAYNE
State	IN
Zip	46845-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE SEC I LOT 26
Legal Subdivision	OAK GROVE
Legal Lot Number	26
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	3
Census Block	3013
Census Tract	10201

Owner

5823 Oak Fall Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jan 3, 2017	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 29, 2023	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 9, 2021	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202312857
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000317
Date	Jan 3, 2017
Instrument	2017000317

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000318
Date	Jan 3, 2017
Instrument	2017000318

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 29, 2023
Property Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807
Document Number	2023012857
Instrument Date	Mar 28, 2023
Instrument	2023012857
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807

Mortgage

Document Number	2023012858
Date	Mar 29, 2023
Instrument	2023012858

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN IN
Recording Date	Sep 9, 2021
Property Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807
Document Number	2021060439
Instrument Date	Aug 26, 2021
Instrument	2021060439
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 OAK FALL RD, FORT WAYNE, IN 46845-1807

Mortgage

Document Number	2021060440
Date	Sep 9, 2021
Instrument	2021060440

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	769 Months
Due	Oct 14, 2085

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 5823 Oak Fall Rd was $2,527 with a homeowner's exemption, up 7.8% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+7.81%)	$332,700 Land $25,800 Building $306,900	$332,700 Land $25,800 Building $306,900
2024	$2,344.00 (+4.46%)
2023	$2,244.00 (+35.59%)	$296,500 (+31.37%) Land $25,800 Building $270,700	$296,500 (+31.37%) Land $25,800 Building $270,700
2022	$1,655.00	$225,700 Land $25,800 Building $199,900	$225,700 Land $25,800 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5823 Oak Fall Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2017–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5823 Oak Fall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Lakeland Internet, Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Fall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures