5823 Mack Rd, Howell, MI 48855 Property Records

Livingston County property record for 5823 Mack Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,944 sqft · built 1992
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Mar 2023)
Tax Bill	$5,402 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-200-022`

Property Details

APN / Parcel Number

Primary APN	`07-04-200-022`
Alternative APN	`470704200022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	436,036 sqft (10 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5823 MACK RD
City	HOWELL
State	MI
Zip	48855-9289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 4 T3N R5E BEG E LN & C/L MACK RD N 1380.51 FT ALG E LN & C/L MACK RD FROM E 1/4 COR, TH N88*W 340.54 FT ALG FENCE, TH S
Legal Range	05E
Legal Township	03N
Legal Section	04
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1002
Census Tract	712102

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5823 MACK RD, HOWELL, MI 48855-9289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
Dec 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER
Mar 24, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 28, 2020	Warranty Deed, Transfer · Conventional with PMI TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	20234830
Prior Transfer Date	May 25, 1995
Prior Transfer Doc	2010R025481
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 29, 2026
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Document Number	0000013766
Instrument Date	Jun 26, 2026
Instrument	202613766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Mortgage

Document Number	0000013766,
Date	Jun 29, 2026
Instrument	202613766

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 21, 2026
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Document Number	0000008507
Instrument Date	Apr 20, 2026
Instrument	20268507
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5823 MACK RD, HOWELL, MI 48855-9289

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Mortgage

Document Number	0000024385
Date	Dec 3, 2025
Instrument	2025R-024385

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Mortgage

Document Number	0000024425
Date	Dec 3, 2025
Instrument	2025R-024425

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2030

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 24, 2023
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Document Number	0000004830
Instrument Date	Mar 15, 2023
Instrument	2023R-004830
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	ROSE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,667.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Mortgage

Document Number	0000004831
Date	Mar 24, 2023
Instrument	2023R-004831

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 MACK RD, HOWELL, MI 48855-9289

Mortgage

Document Number	2021R025500
Date	Jun 14, 2021
Instrument	2021R-025500

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 28, 2020
Property Address	5823 MACK RD, HOWELL, MI 48855-9289
Document Number	0000006213
Instrument Date	Feb 18, 2020
Instrument	6213
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,683.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18123 DENBY REDFORD MI 48240, REDFORD, MI 48240

Mortgage

Document Number	6401
Date	Feb 28, 2020
Instrument	6401

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,800 (+3.3%)	$481,600 (+3.3%)
2025	$5,402.00 (+96.94%) Homeowner's exemption	$233,100 (+27.66%)	$466,200 (+27.66%)
2023		$182,600
2021			$365,200
2019	$2,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Mack Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures