Oakland County property record for 5822 Oster Dr, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 720 sqft · built 1948 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jul 2015) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-28-106-016 |
| Primary APN | W-13-28-106-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 116 ft deep x 50 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5822 OSTER DR |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 28 CRESCENT LAKE ESTATES NO 1 LOT 417 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | CRESCENT LAKE ESTATES |
| Legal Lot Number | 417 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 145100 |
5822 Oster Dr is owned and occupied by an individual who bought it in July 2015.
Source: Oakland County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5822 OSTER DR, WATERFORD, MI 48327-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2015 · Amount on File |
| Deed Sale | Jul 9, 2015 · Amount on File |
| Prior Sale | Jun 13, 2014 · Amount on File |
| Deed Document Number | 2015138281 |
| Deed Book / Page | 48374 / 286 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0000274304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5822 OSTER DR, WATERFORD, MI 48327-2648 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5822 OSTER DR, WATERFORD, MI 48327-2648 |
| Document Number | 0000119003 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 58975/731 |
| Instrument | 119003 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2063 |
The 2025 property tax bill for 5822 Oster Dr was $798 with a homeowner's exemption, down 53.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (-53.6%) Homeowner's exemption | $64,360 | $128,720 |
| 2024 | $1,720.00 | ||
| 2023 | $51,880 | $103,760 | |
| 2021 | $1,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5822 Oster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5822 Oster Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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