5822 Adelaide River Dr, Katy, TX 77449 Property Records

Harris County property record for 5822 Adelaide River Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,450 sqft · built 2019
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,200 (Jul 2019)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-266-002-0008`

Property Details

APN / Parcel Number

Primary APN	`140-266-002-0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,400 sqft (0.078 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1402660020008
Street Address	5822 ADELAIDE RIVER DR
City	KATY
State	TX
Zip	77449-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 2 ADELAIDE SEC 1
Legal Subdivision	ADELAIDE SEC 1
Legal Block	2
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3004
Census Tract	542103

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5822 ADELAIDE RIVER DR, KATY, TX 77449-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 23, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2019315860
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000315860
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5822 ADELAIDE RIVER DR, KATY, TX 77449-5936
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5822 ADELAIDE RIVER DR, KATY, TX 77449-5936

Mortgage

Document Number	0000066628
Date	Feb 23, 2026
Instrument	2026-66628

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 23, 2019
Property Address	5822 ADELAIDE RIVER DR, KATY, TX 77449-5936
Document Number	0000315860
Instrument Date	Jul 15, 2019
Instrument	315860
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2020
Title Company	LCH TITLE COMPANY, LCH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5822 ADELAIDE RIVER DR KATY TX 77449, KATY, TX 77449

Mortgage

Document Number	315861
Date	Jul 23, 2019
Instrument	315861

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Mortgage

Document Number	315862,
Date	Jul 23, 2019
Instrument	315862

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2029

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (-5.86%) Land $48,875 Building $246,125	$295,000 (-5.86%) Land $48,875 Building $246,125
2025	$4,579.00 (+142.15%) Homeowner's exemption	$313,355 (-7.01%) Land $48,875 Building $264,480	$313,355 (-7.01%) Land $48,875 Building $264,480
2024	$1,891.00 (+20.14%)
2023		$336,968 Land $48,875 Building $288,093	$336,968 Land $48,875 Building $288,093
2022	$1,574.00 (+15.14%)
2020	$1,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 127 serves 5,247 people · EPA ID TX1012229
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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