5821 Providence Loop, Pensacola, FL 32526 Property Records

Escambia County property record for 5821 Providence Loop, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2,206 sqft · built 2010
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$162,400 (Jun 2010)
Tax Bill	$1,545 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-1S-30-4000-006-001`

Property Details

APN / Parcel Number

Primary APN	`42-1S-30-4000-006-001`
Alternative APN	`41332330`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,206 sqft Adjusted Area
1st Floor Area	1,909 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41332330
Street Address	5821 PROVIDENCE LOOP
City	PENSACOLA
State	FL
Zip	32526-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 6 BLOCK A PROVIDENCE MANOR S/D PB 18 P 93 OR 6606 P 1192
Legal Range	30W
Legal Township	01S
Legal Section	42
Legal Subdivision	PROVIDENCE MANOR S/D
Legal Block	A
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1012
Census Tract	3310

Owner

5821 Providence Loop is owned and occupied by an individual who bought it in June 2010.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5821 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 11, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2010 · Amount on File
Deed Sale	Jun 25, 2010 · Amount on File
Deed Document Number	2010040841
Deed Book / Page	6606 / 1192
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5821 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234

Mortgage

Document Number	0086910812
Date	Dec 28, 2021
Book Page	8691/812
Instrument	2021140419

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5821 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Document Number	0078390943
Book / Page	007839 / 000943
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5821 PROVIDENCE LOOP PENSACOLA FL 325262234, PENSACOLA, FL 32526-2234

Mortgage

Document Number	0078390943
Date	Jan 18, 2018
Book Page	007839/000943
Instrument	4019

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,075	$276,728 Land $40,000 Building $236,728
2024	$1,545.00 (+1.18%)
2023	$1,527.00 (+2.76%) Homeowner's exemption	$140,655 (+3%)	$266,977 (+20.65%) Land $40,000 Building $226,977
2022	$1,486.00 Homeowner's exemption	$136,559	$221,285 Land $16,500 Building $204,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5821 Providence Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5821 Providence Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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