5821 Pine Ln, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 5821 Pine Ln, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1981
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2016)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-23-28-130-011`

Property Details

APN / Parcel Number

Primary APN	`41-23-28-130-011`
Alternative APNs	`0075274-000450-6` `10004710314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,390 sqft

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	423 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004710314
Old Parcel Number	00752740004506
Street Address	5821 PINE LN
City	PUNTA GORDA
State	FL
Zip	33950-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	ALS 000 000A 0045 ALLAPATCHEE SHORES ADD BLK A LT 45 625/1304 514/821 635/1712 298/531 511/231 679/494 882/1824 D
Legal Range	23E
Legal Township	41S
Legal Section	28
Legal Subdivision	ALLAPATCHEE SHORES
Legal Block	A
Legal Lot Number	45
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1045
Census Tract	10503

Owner

5821 Pine Ln is owned and occupied by an individual who bought it in May 2016.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5821 PINE LN, PUNTA GORDA, FL 33950-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	May 8, 2002 · Amount on File
Deed Document Number	2440671
Deed Book / Page	4087 / 0073
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5821 PINE LN, PUNTA GORDA, FL 33950-4343
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 PINE LN, PUNTA GORDA, FL 33950-4343

Mortgage

Document Number	0003197612
Date	Jan 5, 2023
Instrument	3197612

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 16, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5821 Pine Ln was $1,451 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 Homeowner's exemption	$136,234	$188,073 Land $21,000 Building $167,073
2023	$2,159.00 (+4.4%) Homeowner's exemption	$128,539 (+3%)	$152,134 (-6.23%) Land $18,480 Building $133,654
2022	$2,068.00 Homeowner's exemption	$124,795	$162,242 Land $14,280 Building $147,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5821 Pine Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5821 Pine Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20