5821 Lancaster Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5821 Lancaster Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,498 sqft · built 2001
Lot Size0.33 acres (14,387 sqft)
OwnerIndividual Name on File
Tax Bill$1,905 (2025)
Deeds & MortgagesApr 2021 Second Mortgage
May 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN2-06-1-02-10-0-00058-00

Property Details

APN / Parcel Number

Primary APN2-06-1-02-10-0-00058-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,498 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area14,387 sqft (0.33 acres)
Lot Dimensions240 ft deep x 58 ft wide

Location & Zoning

Street Address5821 LANCASTER DR
CityOLIVE BRANCH
StateMS
Zip38654-9313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLEXINGTON CROSSING S-D SEC A 1ST REV LOT 58
Legal Range06
Legal Township02
Legal Section02
Legal SubdivisionLEXINGTON CROSSING S-D
Legal Lot Number58
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract70822

Owner

5821 Lancaster Dr is owned and occupied by an individual who acquired it in August 2012.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5821 LANCASTER DR, OLIVE BRANCH, MS 38654-9313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2012
Deed SaleAug 21, 2012
Deed Document Number0000688380
Deed Book / Page0688 / 380
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5821 LANCASTER DR, OLIVE BRANCH, MS 38654-9313
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5821 LANCASTER DR, OLIVE BRANCH, MS 38654-9313

Mortgage

Document Number005222/548
DateApr 27, 2021
Book Page5222/548
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term170 Months
DueJun 1, 2035

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5821 LANCASTER DR, OLIVE BRANCH, MS 38654-9313
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5821 LANCASTER DR, OLIVE BRANCH, MS 38654-9313

Mortgage

Document Number005242/499
DateMay 14, 2021
Book Page5242/499
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5821 Lancaster Dr was $1,905.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,905.00$19,049 Land $2,000 Building $17,049$190,492 Land $20,000 Building $170,492
2023$1,579.00$13,773$137,734 Land $20,000 Building $117,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5821 Lancaster Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2009–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5821 Lancaster Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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