5821 Front St, Chambersburg, PA 17202 Property Records

Franklin County property record for 5821 Front St, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,942 sqft · built 1908
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2024)
Tax Bill	$3,643 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-D27A-25A`

Property Details

APN / Parcel Number

Primary APN	`10-D27A-25A`
Alternative APN	`10-0D27A-025A-000000`

Interior

Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,942 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	5821 FRONT ST
City	CHAMBERSBURG
State	PA
Zip	17202-7786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 102 & 103
Legal Subdivision	JOHN A DIEHL
Legal Lot Number	102,103
Jurisdiction	FRANKLIN PA
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1067
Census Tract	10702

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5821 FRONT ST, CHAMBERSBURG, PA 17202-7786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO
Mar 1, 2024	Deed, Transfer · Conventional Mortgage FARMERS AND MERCHANTS TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	20244051
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	5821 FRONT ST, CHAMBERSBURG, PA 17202-7786
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 FRONT ST, CHAMBERSBURG, PA 17202-7786

Mortgage

Document Number	0000021630
Date	Oct 23, 2025
Instrument	202521630

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	MARION, PA 17235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Mar 1, 2024
Property Address	5821 FRONT ST, CHAMBERSBURG, PA 17202-7786
Document Number	0000004051
Instrument Date	Feb 29, 2024
Instrument	202404051
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5821 FRONT ST, CHAMBERSBURG, PA 17202-7786

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5820 FRONT ST, CHAMBERSBURG, PA 17202-7767

Mortgage

Document Number	0000004052
Date	Mar 1, 2024
Instrument	202404052

Lender

Name	FARMERS AND MERCHANTS TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Guilford Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,643.00 (+2.48%)	$21,830 (-) Land $880 Building $20,950
2025	$3,555.00 (+3.22%)	$21,830 (-) Land $880 Building $20,950
2024	$3,444.00	$21,830 Land $880 Building $20,950
			$21,830 Land $880 Building $20,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: T-Mobile.

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