Hamilton County property record for 5820 Willowcove Dr, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,771 sqft · built 1998 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,420 (Jun 2020) |
| Tax Bill | $5,116 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0001-0258-00 |
| Primary APN | 228-0001-0258-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 850 sqft |
| 2nd Floor Area | 921 sqft |
| Basement Area | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5820 WILLOWCOVE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-6661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOWCOVE DR LOT 21 .182 AC WILLOW COVE SUB |
| Legal Subdivision | WILLOW COVE SUB |
| Legal Lot Number | 21 182 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 8300 |
5820 Willowcove Dr is owned and occupied by an individual who acquired it in February 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jan 22, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 2, 2021 | Intrafamily Transfer, Transfer |
| Jun 17, 2020 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MTG FNDG |
| Jun 17, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on File |
| Deed Sale | Jun 17, 2020 · Amount on File |
| Prior Sale | Jun 17, 2020 · Amount on File |
| Deed Document Number | 0000057021 |
| Deed Book / Page | 014191 / 000631 |
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0000014350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000085457 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 14458/1668 |
| Instrument | 2021-0085457 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 22, 2021 |
| Property Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Document Number | 0000014350 |
| Book / Page | 014346 / 002269 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 14350 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5820 WILLOWCOVE DR CINCINNATI OH 452396661, CINCINNATI, OH 45239-6661 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 2, 2021 |
| Property Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Document Number | 0000014350 |
| Book / Page | 14346 / 2269 |
| Map Reference | MB 328 PG 92&93 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0014350 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Document Number | 0000057021 |
| Book / Page | 014191 / 000631 |
| Instrument Date | May 18, 2020 |
| Instrument | 57021 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5820 WILLOWCOVE DR CINCINNATI OH 452396661, CINCINNATI, OH 45239-6661 |
| Document Number | 57022 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 014191/000633 |
| Instrument | 57022 |
| Name | BAYSHORE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 5820 WILLOWCOVE DR, CINCINNATI, OH 45239-6661 |
| Document Number | 0000057020 |
| Book / Page | 014191 / 000628 |
| Instrument Date | May 18, 2020 |
| Instrument | 57020 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5820 WILLOWCOVE DR CINCINNATI OH 452396661, CINCINNATI, OH 45239-6661 |
The 2025 property tax bill for 5820 Willowcove Dr was $5,116, up 3.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,116.00 (+3.19%) | $82,187 (-) Land $10,780 Building $71,407 | |
| 2024 | $4,958.00 (-2.19%) | $82,187 (-) Land $10,780 Building $71,407 | |
| 2023 | $5,069.00 (+20.95%) | $82,187 (+35.2%) Land $10,780 Building $71,407 | $234,820 Land $30,800 Building $204,020 |
| 2022 | $4,191.00 Homeowner's exemption | $60,788 Land $8,323 Building $52,465 | |
| 2020 | $173,680 Land $23,780 Building $149,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5820 Willowcove Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–1993) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5820 Willowcove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures