5820 Valley Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5820 Valley Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Commercial Vacant Land
Lot Size	1.62 acres (70,567 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Dec 2021)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-159607`

Property Details

APN / Parcel Number

Primary APN	`01-159607`
Alternative APNs	`1159607` `159607`

Exterior

Lot Area	70,567 sqft (1.62 acres)

Location & Zoning

Account Number	159607
Street Address	5820 VALLEY DR
City	SAINT LEONARD
State	MD
Zip	20685
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R-1
Legal Description	1.62 FLAG HARBOR
Legal Subdivision	FLAG HARBOR YACHT HAVEN
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1007
Census Tract	861100

Owner

5820 Valley Dr, commercial vacant land, is owned by a company that bought it in December 2021.

Source: Calvert County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	1565 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed, Transfer · Commercial Mortgage FLAG HARBOR MARINE SERVICES LLC
May 7, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Book / Page	6163 / 326
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0061630326
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 7, 2021
Property Address	5820 VALLEY DR, SAINT LEONARD, MD 20685
Document Number	0061630326
Book / Page	6163 / 326
Map Reference	MB KPS 5 FO 425
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 FLAG HARBOR BLVD, SAINT LEONARD, MD 20685
Investor	Possibly a Property Investor

Mortgage

Document Number	0006163333
Date	Dec 7, 2021
Instrument	6163/333

Lender

Name	FLAG HARBOR MARINE SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 7, 2018
Property Address	5820 VALLEY DR, SAINT LEONARD, MD 20685
Document Number	0051840176
Book / Page	005184 / 000176
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 321 PORT REPUBLIC MD 206760321, PORT REPUBLIC, MD 20676-0321

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 30, 2017
Property Address	5820 VALLEY DR, SAINT LEONARD, MD 20685
Document Number	0050530213
Book / Page	005053 / 000213
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3820 BALSAM RD PORT REPUBLIC MD 206762642, PORT REPUBLIC, MD 20676-2642

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Valley Dr was $2,481.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,800 (-3.52%) Land $221,800	$221,800 (-3.52%) Land $221,800
2025	$2,481.00	$229,900 Land $229,900	$229,900 Land $229,900
2023	$2,388.00	$229,900 Land $229,900	$229,900 Land $229,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5820 Valley Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Valley Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

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