5820 Towles Mill Rd, Partlow, VA 22534 Property Records

Spotsylvania County property record for 5820 Towles Mill Rd, Partlow, VA 22534

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2004
Lot Size1.97 acres (85,813 sqft)
OwnerIndividual Name on File
Last Sale$147,900 (Nov 2008)
Tax Bill$1,835 (2026)
Deeds & MortgagesAug 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN72-14-4

Property Details

APN / Parcel Number

Primary APN72-14-4
Alternative APN
  • 072-14-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area85,813 sqft (1.97 acres)
Deck Area498 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5820 TOWLES MILL RD
CityPARTLOW
StateVA
Zip22534-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA3 - AGRIC
Legal DescriptionHENRY P WARE PROP LOT 4
Legal SubdivisionHENRY P WARE DIVISION
Legal Lot Number4
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1009
Census Tract20404

Owner

5820 Towles Mill Rd is owned and occupied by an individual who bought it in November 2008.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5820 TOWLES MILL RD, PARTLOW, VA 22534-9501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2008 · Amount on File
Deed SaleNov 10, 2008 · Amount on File
Prior SaleJun 23, 2008 · Amount on File
Deed Document Number200822123
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5820 TOWLES MILL RD, PARTLOW, VA 22534-9501
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220015794
DateAug 1, 2022
Instrument220015794
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term196 Months
DueDec 1, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,835.00 (+7.5%)$248,900 (+7.01%) Land $66,300 Building $182,600
2025$1,707.00 (+12.23%)$232,600 (+17.95%) Land $55,300 Building $177,300$248,900 (+7.01%) Land $66,300 Building $182,600
2024$232,600 (+17.95%) Land $55,300 Building $177,300
2023$1,521.00$197,200 Land $44,400 Building $152,800$197,200 Land $44,400 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 Towles Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Towles Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Towles Mill Rd

Nearby Streets

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