5820 Switchback Trl, Flagstaff, AZ 86004 Property Records

Coconino County property record for 5820 Switchback Trl, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	3,147 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Jun 2026)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301-33-020`

Property Details

APN / Parcel Number

Primary APN	`301-33-020`
Alternative APNs	`30133004L` `R0091660`

Interior

Stories	2 Stories
Building Area	3,147 sqft Living Area
1st Floor Area	1,163 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Concrete Block
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	442 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	R0091660
Street Address	5820 SWITCHBACK TRL
City	FLAGSTAFF
State	AZ
Zip	86004-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIXTEENTH: SW QUARTER: NE SECTION: 16 TOWNSHIP: 22N RANGE: 08E POR PCL DESC IN 2165/275 IN SE4SW4NE4 DESC AS FLLWS BEG CNTR-E-W-E 1/256 COR SEC 16; TH N 01-36-43 W ALNG W LINE E2SE4SW4NE4 SEC 16, 324.76; TH N 89-45-27 E 335.33; TH S 01-36-43 E 325.16
Legal Range	08E
Legal Township	22N
Legal Section	16
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3012
Census Tract	1301

Owner

Source: Coconino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 21, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	20264042290
Prior Transfer Date	Feb 14, 1996
Prior Transfer Doc	0000005932
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 30, 2026
Property Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Document Number	0004042290
Instrument Date	Jun 23, 2026
Instrument	20264042290
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026

Mortgage

Document Number	0004042291,
Date	Jun 30, 2026
Instrument	20264042291

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Investor	Possibly a Property Investor

Mortgage

Document Number	0003972228
Date	Apr 21, 2023
Instrument	3972228

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 6, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003916067
Date	May 21, 2021
Instrument	3916067

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	5820 SWITCHBACK TRL, FLAGSTAFF, AZ 86004-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003804418
Date	Dec 21, 2017
Instrument	3804418

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ANAHEIM, CA 92801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,995 (-3.68%) Land $21,520 Building $35,475
2025	$3,176.00 (+3.93%)	$59,175 (-5.72%)	$591,750 (-5.72%) Land $182,368 Building $409,382
2024	$3,056.00 (+5.13%)	$62,768 Land $18,237 Building $44,531
2023	$2,907.00 Homeowner's exemption		$627,681 Land $182,368 Building $445,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	32 (2010–2022)
Claims Outside the SFHA	32 of 32
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 84% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, T-Mobile.

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