5820 Longtown Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 5820 Longtown Rd, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	5,870 sqft · built 2008
Lot Size	52.7 acres (2,299,532 sqft)
Owner	2 Trust Names on File
Last Sale	$1,450,000 (Jun 2025)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`151-00-00-053-000`

Property Details

APN / Parcel Number

Primary APN	`151-00-00-053-000`
Alternative APN	`11437`

Interior

Stories	1 Story
Building Area	5,870 sqft Living Area
Gross Area	9,397 sqft
1st Floor Area	5,290 sqft
Upper Floors Area	581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	2,299,532 sqft (52.7 acres)
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	932 sqft
Deck Area	1,148 sqft
Patio Area	1,148 sqft

Location & Zoning

Account Number	11437
Street Address	5820 LONGTOWN RD
City	RIDGEWAY
State	SC
Zip	29130-9010
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	5660, 5664, 5818 & 5820 LONGTOWN ROAD PLAT: 605 - 1189
Legal Subdivision	LONGTOWN
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2007
Census Tract	960302

Owner

5820 Longtown Rd, a rural home, is held in a trust since June 2025.

Source: Fairfield County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5818 LONGTOWN RD, RIDGEWAY, SC 29130-9010
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Deed Document Number	20251206
Deed Book / Page	1681 / 19
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000000296
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	5820 LONGTOWN RD, RIDGEWAY, SC 29130-9010
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002758
Date	Nov 9, 2017
Book Page	1300/111
Instrument	201700002758

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.72%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.72%
Index	1-Year LIBOR
Max Rate	9.72%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	5820 LONGTOWN RD, RIDGEWAY, SC 29130-9010
Document Number	0000002759
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5818 LONGTOWN RD RIDGEWAY SC 291309010, RIDGEWAY, SC 29130-9010

Mortgage

Document Number	0000002759
Date	Nov 9, 2017
Book Page	001300/000123
Instrument	2759

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Longtown Rd was $4,580, up 34.5% from the year before.

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (+34.55%)	$45,114 (+119.15%) Land $798 Building $44,316	$1,393,200 (+78.62%) Land $167,900 Building $1,225,300
2024	$3,404.00 (-2.24%)	$20,586 (-) Land $798 Building $19,788	$780,000 (-) Land $167,900 Building $612,100
2023	$3,482.00 (+9.36%)	$20,586 (-) Land $798 Building $19,788	$780,000 (-) Land $167,900 Building $612,100
2022	$3,184.00	$20,586 Land $798 Building $19,788	$780,000 Land $167,900 Building $612,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5820 Longtown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Longtown Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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