Polk County property record for 5820 Jacaranda Ave, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1971 |
| Lot Size | 0.287 acres (12,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Apr 2022) |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-24-008300-002070 |
| Primary APN | 23-27-24-008300-002070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,497 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 424 sqft |
| Carport | Carport |
| Carport Area | 424 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 5820 JACARANDA AVE |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE GIBSON ESTATES PB 44 PG 25 BLK B LOT 7 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | LAKE GIBSON ESTATES |
| Legal Tract | 8300 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12209 |
5820 Jacaranda Ave is owned and occupied by an individual who bought it in April 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5820 JACARANDA AVE, LAKELAND, FL 33809-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Prior Sale | Aug 15, 2017 · Amount on File |
| Deed Document Number | 2022105495 |
| Deed Book / Page | 12214 / 917 |
| Prior Transfer Date | Nov 18, 2016 |
| Prior Transfer Doc | 0000209605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 5820 JACARANDA AVE, LAKELAND, FL 33809-3339 |
| Document Number | 0000105495 |
| Book / Page | 12214 / 917 |
| Map Reference | MB 44 PG 25 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022105495 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 HEREFORD LOOP, 615, HUTTO, TX 78634-2056 |
| Name | Verified Name |
|---|---|
| Address | 5820 JACARANDA AVE, LAKELAND, FL 33809-3339 |
| Document Number | 0012214919 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 12214/919 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 15, 2017 |
| Property Address | 5820 JACARANDA AVE, LAKELAND, FL 33809-3339 |
| Document Number | 0102340140 |
| Book / Page | 010234 / 000140 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 156737 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,049.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5820 JACARANDA AVE LAKELAND FL 338093339, LAKELAND, FL 33809-3339 |
| Document Number | 102340159 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 010234/000159 |
| Instrument | 156739 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | 227 N BRONOUGH ST, TALLAHASSEE, FL 32301-1380 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 102340142, |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 010234/000142 |
| Instrument | 156738 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 5820 Jacaranda Ave was $2,370 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,344 (-5.44%) Land $50,000 Building $161,344 | $211,344 (-5.44%) Land $50,000 Building $161,344 | |
| 2025 | $2,370.00 Homeowner's exemption | $223,506 Land $50,000 Building $173,506 | $223,506 Land $50,000 Building $173,506 |
| 2023 | $2,909.00 (+2.57%) Homeowner's exemption | $225,295 (+11.21%) Land $48,000 Building $177,295 | $225,295 (+11.21%) Land $48,000 Building $177,295 |
| 2022 | $2,836.00 | $202,579 Land $40,000 Building $162,579 | $202,579 Land $40,000 Building $162,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5820 Jacaranda Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5820 Jacaranda Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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