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5820 Herder Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5820 Herder Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,675 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$296,990 (Feb 2021)
Tax Bill$4,475 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN272531498800010380

Property Details

APN / Parcel Number

Primary APN272531498800010380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,675 sqft Heated Area
Gross Area2,095 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5820 HERDER RD
CitySAINT CLOUD
StateFL
Zip34771-9142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNBROOKE PH 1 PB 28 PGS 86-91 LOT 38
Legal Range31E
Legal Township25S
Legal Section27
Legal SubdivisionSUNBROOKE
Legal Phase1
Legal Tract4988
Legal Lot Number38
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

5820 Herder Rd is owned and occupied by an individual who bought it in February 2021.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5820 HERDER RD, SAINT CLOUD, FL 34771-9142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2021 · Amount on File
Deed SaleFeb 25, 2021 · Amount on File
Deed Document Number2021027899
Deed Book / Page5898 / 2990
Record UpdatedJun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 25, 2021
Property Address5820 HERDER RD, SAINT CLOUD, FL 34771-9142
Document Number0058982990
Book / Page5898 / 2990
Map ReferenceMB 28 PG 86-91
Instrument DateFeb 19, 2021
Instrument2021027899
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5820 HERDER RD, SAINT CLOUD, FL 34771-9142

Mortgage

Document Number0058982992
DateFeb 25, 2021
Instrument5898/2992
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Herder Rd was $4,475 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,475.00 Homeowner's exemption$312,434$323,800 Land $80,000 Building $243,800
2023$4,177.00 (+4.03%) Homeowner's exemption$294,786 (+3%)$331,800 (+15.93%) Land $70,000 Building $261,800
2022$4,015.00 Homeowner's exemption$286,200 Land $60,000 Building $226,200$286,200 Land $60,000 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 Herder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Herder Rd is high, ranking above 83% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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