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5820 Farmgate Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5820 Farmgate Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,160 sqft · built 1980
Lot Size0.101 acres (4,401 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Apr 2024)
Tax Bill$2,859 (2025)
Deeds & MortgagesApr 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN28-540345

Property Details

APN / Parcel Number

Primary APN28-540345
Alternative APN
  • 540345

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,160 sqft Living Area
Gross Area1,424 sqft
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,401 sqft (0.101 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number540345
Street Address5820 FARMGATE CT
CityFREDERICK
StateMD
Zip21703-8316
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLT 10 PLAT 1 BLK A 4401 SQ FT FARMGATE COURT
Legal SubdivisionFARMGATE COURT
Legal BlockA
Legal Lot Number10
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract751003

Owner

5820 Farmgate Ct, a townhouse, is owned and occupied by an individual who bought it in April 2024.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5820 FARMGATE CT, FREDERICK, MD 21703-8316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2024 · Amount on File
Deed SaleApr 25, 2024 · Amount on File
Prior SaleMay 3, 1984 · Amount on File
Deed Book / Page16839 / 116
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 25, 2024
Property Address5820 FARMGATE CT, FREDERICK, MD 21703-8316
Document Number0168390116
Book / Page16839 / 116
Map ReferenceMB 22 PL 5
Instrument DateApr 18, 2024
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5820 FARMGATE CT, FREDERICK, MD 21703-8316

Mortgage

Document Number0016839149
DateApr 25, 2024
Instrument16839/149
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNIT
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount on Record

Mortgage

Document Number0168390126
DateApr 25, 2024
Book Page16839/126
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20877
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Farmgate Ct was $2,859.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,700$322,500 Land $115,000 Building $207,500
2025$2,859.00
2023$2,335.00 Homeowner's exemption$197,000$226,800 Land $70,000 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 Farmgate Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5820 Farmgate Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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