5820 Dogwood Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5820 Dogwood Ln, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	2,560 sqft · built 2005
Lot Size	1.57 acres (68,627 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Jul 2025)
Tax Bill	$499 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-10-08-34-0-000-085.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-085.000`
Alternative APNs	`ALT APN:1008340000085000` `212455`

Interior

Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Lot Area	68,627 sqft (1.57 acres)

Location & Zoning

Account Number	212455
Street Address	5820 DOGWOOD LN
City	CEDAR BLUFF
State	AL
Zip	35959-5156
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 8, BLK C, F.P. SEWELL SD, PB 6 PG 96
Legal Range	10E
Legal Township	09S
Legal Section	34
Legal Subdivision	FLETCHER P. SEWELL PROPERTY
Legal Block	C
Legal Lot Number	8
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2064
Census Tract	955701

Owner

5820 Dogwood Ln, a mobile home, is owned and occupied by an individual who bought it in July 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2021	Warranty Deed, Transfer
Apr 30, 2019	Warranty Deed, Transfer
Feb 25, 2019	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	2025239379
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	0000206399
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 7, 2025
Property Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156
Document Number	0000239379
Map Reference	MB 6 PG 96
Instrument Date	Jun 25, 2025
Instrument	239379
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 W RIVER RD, MENTONE, AL 35984-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156

Mortgage

Document Number	0000239380
Date	Jul 7, 2025
Instrument	239380

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 15, 2021
Property Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156
Document Number	0000218781
Map Reference	PB 6 PG 96
Instrument Date	Jun 14, 2021
Instrument	218781
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 429, CENTRE, AL 35960-0429

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 30, 2019
Property Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156
Document Number	0000207203
Map Reference	PB 6 PG 96
Instrument Date	Apr 26, 2019
Instrument	207203
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2507 HIGHWAY 337, LA FAYETTE, GA 30728-4360

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHEROKEE AL
Recording Date	Feb 25, 2019
Property Address	5820 DOGWOOD LN, CEDAR BLUFF, AL 35959-5156
Document Number	0000206399
Map Reference	PB 6 PG 96
Instrument Date	Feb 13, 2019
Instrument	206399
Transaction Type	Foreclosure
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5820 Dogwood Ln was $499.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$499.00
2025		$9,160 Land $5,600 Building $3,560	$104,500 Land $56,000 Building $48,500
2023	Additional exemption filed	$9,960 (+58.1%)	$99,500 (-0.9%) Land $50,000 Building $49,500
2022	$379.00 Additional exemption filed	$6,300 Land $5,000 Building $1,300	$100,400 Land $50,000 Building $50,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5820 Dogwood Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Dogwood Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dogwood Ln

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