5820 Crestlake Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 5820 Crestlake Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 2023
Owner	Company Name on File
Last Sale	$385,000 (Sep 2023)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-166-6525-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-166-6525-8`
Alternative APNs	`32-4N-23-1500-000B-0010` `23N4321500000B0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,980 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5820 CRESTLAKE DR
City	CRESTVIEW
State	FL
Zip	32536-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERCREST S/D LOT 1 BLK B
Legal Subdivision	SILVERCREST S/D
Legal Block	B
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2031
Census Tract	20303

Owner

5820 Crestlake Dr is owned by a company that bought it in September 2023.

Source: Okaloosa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1101 BEACHVIEW DR NE, FORT WALTON BEACH, FL 32547-2810
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 27, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Sep 27, 2023 · Amount on File
Deed Document Number	20233649032
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0003648961
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 30, 2026
Property Address	5820 CRESTLAKE DR, CRESTVIEW, FL 32536-9401
Document Number	0003825028
Instrument Date	Jun 23, 2026
Instrument	20263825028
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 CRESTLAKE DR, CRESTVIEW, FL 32536-9401

Mortgage

Document Number	0003825028,
Date	Jun 30, 2026
Instrument	20263825028

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 27, 2023
Property Address	5820 CRESTLAKE DR, CRESTVIEW, FL 32536-9401
Document Number	0003648952
Map Reference	MB 30 PG 69&70
Instrument Date	Sep 21, 2023
Instrument	3648952
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,406.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST # ST2ND, ST2ND, PENSACOLA, FL 32502-5696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 CRESTLAKE DR, CRESTVIEW, FL 32536-9401

Mortgage

Document Number	0003648953
Date	Sep 27, 2023
Instrument	3648953

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Crestlake Dr was $2,237.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00	$258,256 Land $26,411 Building $231,845	$258,256 Land $26,411 Building $231,845
2023	$230.00	$22,439 Land $22,439	$22,439 Land $22,439

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5820 Crestlake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Crestlake Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35

May also be available: Verizon.

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