Contra Costa County property record for 5820 Central Ave, El Cerrito, CA 94530
| Property Type | Quadplex |
|---|---|
| Details | 3,808 sqft · built 1970 |
| Lot Size | 0.114 acres (4,957 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,500,000 (Jun 2018) |
| Tax Bill | $24,834 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 510-022-004-4 |
| Primary APN | 510-022-004-4 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,808 sqft Living Area |
| 1st Floor Area | 3,808 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Quadruplex |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 4,957 sqft (0.114 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 5820 CENTRAL AVE |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3497 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | R3 |
| Legal Description | RICHMOND ANNEX ADDN LOTS 5 & 6 BLK 106 |
| Legal Subdivision | RICHMOND ANNEX ADD |
| Legal Block | 106 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 389200 |
5820 Central Ave, a quadplex, is held in a trust since June 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 132 GARNET AVE, SAN CARLOS, CA 94070-4531 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC |
| Jun 4, 2018 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Prior Sale | Nov 18, 1999 · Amount on File |
| Deed Document Number | 201888193 |
| Prior Transfer Date | Nov 15, 1999 |
| Prior Transfer Doc | 0000303405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5820 CENTRAL AVE, EL CERRITO, CA 94530-3497 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 132 GARNET AVE, SAN CARLOS, CA 94070-4531 |
| Document Number | 0000263811 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020-263811 |
| Name | RECOVO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 4, 2018 |
| Property Address | 5820 CENTRAL AVE, EL CERRITO, CA 94530-3497 |
| Document Number | 0000088193 |
| Map Reference | MB 8 PG 182 |
| Instrument Date | May 22, 2018 |
| Instrument | 2018-088193 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 GARNET AVE, SAN CARLOS, CA 94070-4531 |
| Document Number | 0000088194 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 2018-088194 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 5820 Central Ave was $24,834.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,740,872 (+2%) Land $870,436 Building $870,436 | |
| 2025 | $24,834.00 | $1,706,738 Land $853,369 Building $853,369 |
| 2023 | $23,862.00 (+1.15%) | $1,640,466 Land $820,233 Building $820,233 |
| 2022 | $23,590.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5820 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 16 (1982–2026) |
| Most Recent Claim | Jan 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5820 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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