5820 Arbor Ave, Fort Wayne, IN 46809 Property Records

Allen County property record for 5820 Arbor Ave, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,056 sqft · built 1938
Lot Size	0.501 acres (21,813 sqft)
Owner	Individual Name on Record
Last Sale	$88,200 (Feb 2007)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Feb 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-28-127-013.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-28-127-013.000-074`
Alternative APN	`9525570100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,813 sqft (0.501 acres)
Lot Dimensions	2,310 ft deep x 850 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5820 ARBOR AVE
City	FORT WAYNE
State	IN
Zip	46809-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 ELMHURST GARDEN ADD EX S 80 FT
Legal Subdivision	GARDEN ADD
Legal Lot Number	37
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2013
Census Tract	3700

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5820 ARBOR AVE, FORT WAYNE, IN 46809-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2005	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Feb 28, 2007	Warranty Deed, Transfer · ARM FIRST NLC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2007 · Amount on Record
Deed Sale	Feb 28, 2007 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	200711708
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5820 ARBOR AVE, FORT WAYNE, IN 46809-2008
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0205053696
Date	Aug 22, 2005
Instrument	205053696

Lender

Name	LAKE CITY BANK
Type	Bank
Address	202 E CENTER ST, WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 31, 2006

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 28, 2007
Property Address	5820 ARBOR AVE, FORT WAYNE, IN 46809-2008
Document Number	0207011708
Instrument Date	Feb 9, 2007
Instrument	207011708
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 ARBOR AVE, FORT WAYNE, IN 46809-2008

Mortgage

Document Number	0207011709
Date	Feb 28, 2007
Instrument	207011709

Lender

Name	FIRST NLC FINANCIAL SERVICES LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.14%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.14%
Max Rate At Change	12.1%
Index	6-Month LIBOR
Max Rate	16.1%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (+10.18%)	$132,100 (+8.37%) Land $29,000 Building $103,100	$132,100 (+8.37%) Land $29,000 Building $103,100
2024	$2,702.00 (-3.19%)
2023	$2,791.00 (+15.09%)	$121,900 (+12.97%) Land $29,000 Building $92,900	$121,900 (+12.97%) Land $29,000 Building $92,900
2022	$2,425.00	$107,900 Land $29,000 Building $78,900	$107,900 Land $29,000 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	49 (1978–2015)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Nearby Properties on Arbor Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures