5820 307th St, Stacy, MN 55079 Property Records

Chisago County property record for 5820 307th St, Stacy, MN 55079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1981
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2025)
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Sep 2016 Mortgage Oct 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00090-00`

Property Details

APN / Parcel Number

Primary APN	`19-00090-00`
Alternative APNs	`3175315` `3369551` `3454296` `3984417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3984417
Street Address	5820 307TH ST
City	STACY
State	MN
Zip	55079-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALL THAT PT W1/2 OF NE1/4: BG AT INSEC OF N LINE OF SAID SEC 32 W/C/L OF NPRR; TH S 7D 45M 45S W ALONG C/L OF SAID RR A DIS
Legal Range	021
Legal Township	034
Legal Section	32
Jurisdiction	CHISAGO MN
Township / Civil Division	STACY
Census Block Group	3
Census Block	3034
Census Tract	110402

Owner

5820 307th St is owned and occupied by two individuals who bought it in December 2025.

Source: Chisago County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5820 307TH ST, STACY, MN 55079-9242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2016	Deed of Trust, Mortgage · Commercial Mortgage ASSOCIATED BANK NA
Oct 16, 2008	Deed of Trust, Mortgage ASSOCIATED BANK NA
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Deed Document Number	2025689270
Record Updated	Jun 8, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	5820 307TH ST, STACY, MN 55079-9242
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A591441
Date	Sep 2, 2016
Instrument	A591441

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	NORTH BRANCH, MN 55056

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	5820 307TH ST, STACY, MN 55079-9242
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A503206
Date	Oct 16, 2008
Instrument	A503206

Lender

Name	ASSOCIATED BANK NA
Address	1305 MAIN ST, STEVENS POINT, WI 54481

Agreement

Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Dec 16, 2025
Property Address	5820 307TH ST, STACY, MN 55079-9242
Document Number	000A689270
Instrument Date	Dec 10, 2025
Instrument	A-689270
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5820 307TH ST, STACY, MN 55079-9242

Mortgage

Document Number	000A689271
Date	Dec 16, 2025
Instrument	A-689271

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 5820 307th St was $2,564 with a homeowner's exemption, down 27.6% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Stacy City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00 (-27.61%)
2025	$3,542.00 Homeowner's exemption
2024		$239,800 (-6.91%)	$262,700 (-2.88%)
2023	$3,498.00 (+0.58%) Homeowner's exemption	$257,600 (+7.51%)	$270,500 (+6.5%) Land $70,000 Building $200,500
2022	$3,478.00	$239,600	$254,000 Land $70,000 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 307th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 307th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stacy serves 1,593 people · EPA ID MN1130016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2016 Gross alpha radiation resolved · Jul 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

May also be available: AT&T, Verizon.

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