5820 16th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5820 16th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 1969
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2017)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25-406-0116`

Property Details

APN / Parcel Number

Primary APN	`25-406-0116`
Alternative APNs	`25-00406-0116` `17287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	1,426 sqft
Finished Basement	1,426 sqft
Unfinished Basement	1,490 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	924 sqft
Driveway	Driveway
Deck Area	240 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17287
Street Address	5820 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	SELY 6 FT OF 8 & ALL OF 9, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	31
Legal Subdivision	RIVER HAVEN
Legal Block	1
Legal Lot Number	9
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30302

Owner

5820 16th Ave SE is owned and occupied by two individuals who bought it in August 2017.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5820 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 3, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Deed Document Number	2017842889
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5820 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919557
Date	May 19, 2021
Instrument	919557

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 3, 2017
Property Address	5820 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Document Number	0000842889
Instrument Date	Jul 26, 2017
Instrument	842889
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	QUARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5820 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number	0000842890
Date	Aug 3, 2017
Instrument	842890

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5820 16th Ave SE was $2,996 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,200 (+0.32%) Land $130,800 Building $241,400	$372,200 (+0.32%) Land $130,800 Building $241,400
2025	$2,996.00	$371,000 Land $130,800 Building $240,200	$371,000 Land $130,800 Building $240,200
2023	$2,898.00	$361,900 Land $121,300 Building $240,600
2021			$361,900 Land $121,300 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 16th Ave SE in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 16th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Augusta serves 1,600 people · EPA ID MN1730063
Water Source	Purchased surface water from Saint Cloud
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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