Oakland County property record for 582 Townsend St, Birmingham, MI 48009
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3.5 ba · 2,383 sqft · built 2002 |
| Lot Size | 0.063 acres (2,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,275,000 (Sep 2022) |
| Tax Bill | $21,414 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-131-071 |
| Primary APN | 08-19-36-131-071 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,383 sqft Living Area |
| 1st Floor Area | 985 sqft |
| Basement Area | 985 sqft |
| Unfinished Basement | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,744 sqft (0.063 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 582 TOWNSEND ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1449 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T2N, R10E, SEC 36 OAKLAND COUNTY CONDOMINIUM PLAN NO 1344 BIRMINGHAM PLACE UNIT 4 L 22695 P 141 12-26-02 FR 012 & 013 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 153200 |
Source: Oakland County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 31, 2019 | Deed of Trust, Mortgage · ARM UBS BANK USA |
| Nov 21, 2017 | Warranty Deed, Transfer TITLE ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 2022442362 |
| Deed Book / Page | 58103 / 77 |
| Prior Transfer Date | Jul 29, 2009 |
| Prior Transfer Doc | 0000137092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Document Number | 20260053087 |
| Book / Page | 61126 / 747 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202653087 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 12, 2022 |
| Property Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Document Number | 0000442362 |
| Book / Page | 58103 / 77 |
| Map Reference | LB 22695 PG 141 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 442362 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 582 TOWNSEND ST, 582, BIRMINGHAM, MI 48009-1449 |
| Name | Verified Name |
|---|---|
| Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Document Number | 0000442638 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 58104/642 |
| Instrument | 442638 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.39% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.39% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000122082 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 53083/00626 |
| Instrument | 122082 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 21, 2017 |
| Property Address | 582 TOWNSEND ST, BIRMINGHAM, MI 48009-1449 |
| Document Number | 0000215084 |
| Book / Page | 051314 / 000038 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 215084 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,998.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 582 TOWNSEND ST BIRMINGHAM MI 480091449, BIRMINGHAM, MI 48009-1449 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,414.00 (-12.58%) Homeowner's exemption | $634,250 (+3.98%) | $1,268,500 (+3.98%) |
| 2024 | $24,496.00 (-5.88%) | ||
| 2023 | $609,950 | $1,219,900 | |
| 2021 | $26,025.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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