582 Tower Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 582 Tower Rd, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Last Sale	$263,500 (Jun 2017)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-1016-80-000`

Property Details

APN / Parcel Number

Primary APN	`040-1016-80-000`
Alternative APN	`04.28.19.61C`

Exterior

Lot Area	219,542 sqft (5.04 acres)

Location & Zoning

Street Address	582 TOWER RD
City	HUDSON
State	WI
Zip	54016-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T28N R19W PT NE SE COM NW COR NE SE, S 184.4 FT TO CL TN RD, S 60 DEG E ON CL 294.09 FT, N 2 DEG E 256 FT, S 87 DEG E
Legal Range	19W
Legal Township	28N
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	NE
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2014
Census Tract	120904

Owner

Source: St. Croix County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	582 TOWER RD, HUDSON, WI 54016-8121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jul 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Jun 5, 2017	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Document Number	1048709
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	582 TOWER RD, HUDSON, WI 54016-8121
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001141700
Date	Oct 21, 2021
Instrument	1141700

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	582 TOWER RD, HUDSON, WI 54016-8121
Document Number	0001107001
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	TITLE SMART INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	582 TOWER RD HUDSON WI 540168121, HUDSON, WI 54016-8121

Mortgage

Document Number	0001107001
Date	Jul 14, 2020
Instrument	1107001

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 5, 2017
Property Address	582 TOWER RD, HUDSON, WI 54016-8121
Document Number	0001048709
Instrument Date	May 30, 2017
Instrument	1048709
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	582 TOWER RD HUDSON WI 540168121, HUDSON, WI 54016-8121

Mortgage

Document Number	1048710
Date	Jun 5, 2017
Instrument	1048710

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+10.54%) Homeowner's exemption	$318,000 (+0.76%) Land $121,300 Building $196,700	$318,000 (+0.76%) Land $121,300 Building $196,700
2023	$3,293.00 Homeowner's exemption	$315,600 Land $121,300 Building $194,300	$315,600 Land $121,300 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000

May also be available: Verizon, Xfinity.

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