Owen County property record for 582 Splinter Ridge Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1989 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $199 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-11-29-100-050.000-022 |
| Primary APN | 60-11-29-100-050.000-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 220,849 sqft (5.07 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001006427 |
|---|---|
| Street Address | 582 SPLINTER RIDGE RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE S29 T10 R4 5.07A |
| Legal Range | 4 |
| Legal Township | 10 |
| Legal Section | 29 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 955701 |
582 Splinter Ridge Rd, a rural home, is owned and occupied by an individual.
Source: Owen County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 582 SPLINTER RIDGE RD, SPENCER, IN 47460-6395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 582 Splinter Ridge Rd was $199 with a homeowner's exemption, up 2.1% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Lafayette Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199.00 (+2.05%) Homeowner's exemption | $208,100 Land $25,900 Building $182,200 | $208,100 Land $25,900 Building $182,200 |
| 2024 | $195.00 (-12.56%) | ||
| 2023 | $223.00 (+3.24%) | $188,400 Land $20,800 Building $167,600 | $188,400 Land $20,800 Building $167,600 |
| 2022 | $216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 582 Splinter Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 582 Splinter Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Endeavor Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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