582 Shepherd Rd, Xenia, OH 45385 Property Records

Greene County property record for 582 Shepherd Rd, Xenia, OH 45385

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 4 ba · 2,934 sqft · built 2021
Lot Size	10.3 acres (451,412 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2020)
Tax Bill	$13,169 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L33-0002-0030.0-0034.00`

Property Details

APN / Parcel Number

Primary APN	`L33-0002-0030.0-0034.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,934 sqft Total Area
1st Floor Area	2,448 sqft
Basement Area	1,224 sqft
Finished Basement	1,224 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	451,412 sqft (10.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	582 SHEPHERD RD
City	XENIA
State	OH
Zip	45385-8927
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	975 W SIDE TRACT 2 RD EASE .2149A SHEPHERD RD
Legal Subdivision	SHEPHERD
Legal Tract	2
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3002
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 SHEPHERD RD, XENIA, OH 45385-8927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage FIRST COMMONWEALTH BANK
May 6, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMONWEALTH BANK
Aug 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202016185
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	582 SHEPHERD RD, XENIA, OH 45385-8927
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 SHEPHERD RD, XENIA, OH 45385-8927
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016781
Date	Sep 1, 2022
Instrument	2022016781

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CINCINNATI, OH 45212

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Aug 29, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	582 SHEPHERD RD, XENIA, OH 45385-8927
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SHEPHERD RD, XENIA, OH 45385-8927

Mortgage

Document Number	0000011067
Date	May 6, 2021
Instrument	2021011067

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Aug 21, 2020
Property Address	582 SHEPHERD RD, XENIA, OH 45385-8927
Document Number	0000016185
Instrument Date	Aug 10, 2020
Instrument	16185
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	590 SHEHERD RD XENIA OH 45385, XENIA, OH 45385

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,169.00 (-15.34%) Additional exemption filed	$219,640 (-13.13%) Land $29,440 Building $190,200
2024	$15,556.00 (+1.98%)	$252,850 (-) Land $67,660 Building $185,190
2023	$15,254.00 (+219.66%)	$252,850 (+88.12%) Land $67,660 Building $185,190	$694,580 (+80.87%) Land $151,150 Building $543,430
2022	$4,772.00	$134,410 Land $61,510 Building $72,900
2020			$384,020 Land $175,730 Building $208,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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