582 Napco Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 582 Napco Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,672 sqft · built 1983
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Last Sale	$49,857 (Oct 2015)
Tax Bill	$984 (2026)
Deeds & Mortgages	Oct 2016 Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3081042096`

Property Details

APN / Parcel Number

Primary APN	`3081042096`
Alternative APN	`12305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,672 sqft Living Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Basement
Porch	Slab
Porch Area	170 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12305
Street Address	582 NAPCO RD
City	SPARTA
State	NC
Zip	28675-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#14 JOINES NAPCO RD
Legal Subdivision	JOINES GENEVA R (JOINES/NAPCO ROAD)
Legal Block	075
Legal Lot Number	14
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1022
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	866 NC HIGHWAY 18 S, SPARTA, NC 28675-8477
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2016	Deed of Trust, Mortgage TOMMY KENNETH BRADY ETAL
Mar 8, 2017	Intrafamily Transfer, Transfer
Jul 30, 2009	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	20151811
Deed Book / Page	374 / 1494
Last Transfer Date	Mar 8, 2017
Transfer Doc	384/0285
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	582 NAPCO RD, SPARTA, NC 28675-9267
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00381/0982
Date	Oct 27, 2016
Book Page	381/0982
Instrument	02099

Lender

Name	TOMMY KENNETH BRADY ETAL
Type	Private Party
Address	PO BOX 277, SPARTA, NC 28675

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGHANY NC
Recording Date	Mar 8, 2017
Property Address	582 NAPCO RD, SPARTA, NC 28675-9267
Document Number	384/0285
Book / Page	384 / 0285
Map Reference	DD 181 PG 218 DD 111
Instrument Date	Mar 8, 2017
Instrument	00415
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 279, SPARTA, NC 28675-0279

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 30, 2009
Property Address	582 NAPCO RD, SPARTA, NC 28675-9267
Document Number	00330/0649
Book / Page	330 / 0649
Instrument Date	Jul 29, 2009
Instrument	2009-0001905
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1808 CAVALIER CIR NW, WILSON, NC 27893-1620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 NAPCO RD, SPARTA, NC 28675-9267

Mortgage

Document Number	20090001906
Date	Jul 30, 2009
Instrument	2009-0001906

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 28, 2042

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$984.00 (+2.07%)	$122,500 (-) Land $25,700 Building $96,800	$122,500 (-) Land $25,700 Building $96,800
2025	$964.00	$122,500 (-) Land $25,700 Building $96,800
2023		$122,500 Land $25,700 Building $96,800	$122,500 (-) Land $25,700 Building $96,800
2021			$122,500 Land $25,700 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Napco Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures