582 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 582 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,540 sqft · built 1880
Lot Size	3.1 acres (135,054 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 1987)
Tax Bill	$8,678 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MAP 97`

Property Details

APN / Parcel Number

Primary APN	`MAP 97`
Alternative APN	`WILB M:7000 B:435 L:2798`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	4,399 sqft
1st Floor Area	1,548 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,054 sqft (3.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 97
Street Address	582 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	435
Legal Lot Number	2798
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2012
Census Tract	813602

Owner

582 Main St is owned and occupied by two individuals who bought it in October 1987.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	582 MAIN ST, WILBRAHAM, MA 01095-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 1987 · Amount on File
Deed Sale	Oct 16, 1987 · Amount on File
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	582 MAIN ST, WILBRAHAM, MA 01095-1604
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024739-183
Date	Sep 26, 2022
Book Page	24739/183
Instrument	57640

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 582 Main St was $8,678, up 2% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,678.00 (+2.05%)	$497,300 (+4.56%) Land $127,600 Building $369,700	$476,193 (+5.15%)
2025	$8,504.00 (-5.34%)	$475,600 (-2.06%) Land $127,600 Building $348,000	$452,865 (+8.54%)
2024	$8,984.00 (+8.87%)	$485,600 (+10.04%) Land $127,600 Building $358,000	$417,240
2023	$8,252.00	$441,300 Land $127,600 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 582 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20