582 Main St, Ferndale, CA 95536 Property Records

Humboldt County property record for 582 Main St, Ferndale, CA 95536

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details11,850 sqft · built 1923
Lot Size0.278 acres (12,150 sqft)
OwnerCompany Name on File
Tax Bill$10,634 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN031-143-004-000

Property Details

APN / Parcel Number

Primary APN031-143-004-000
Alternative APN
  • 03114304

Interior

Total Rooms1 Room
Stories1 Story
Building Area11,850 sqft Total Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1953
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area12,150 sqft (0.278 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number03114304
Street Address582 MAIN ST
CityFERNDALE
StateCA
Zip95536
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC-2-D
Legal DescriptionL2 B3 /SHAW'S DIVISIONDIVISION-FERN604450000A C 86C 00000000 N
Legal Block3
Legal Lot Number2
JurisdictionHUMBOLDT CA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1017
Census Tract11200

Owner

Source: Humboldt County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1017, FERNDALE, CA 95536-1017
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
REDWOOD CAPITAL BANK
Dec 30, 2020Deed of Trust, Mortgage · Commercial Mortgage
REDWOOD CAPITAL BANK
Dec 30, 2020Deed of Trust, Mortgage · Line of Credit
REDWOOD CAPITAL BANK
Mar 24, 2017Grant Deed, Transfer
ATTORNEY ONLY
Mar 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2017
Deed SaleMar 24, 2017
Prior SaleMar 24, 2017
Deed Document Number2017-005203
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address582 MAIN ST, FERNDALE, CA 95536
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1017, FERNDALE, CA 95536-1017

Mortgage

Document Number0000016162
DateSep 2, 2022
Instrument2022-016162
Lender
NameREDWOOD CAPITAL BANK
TypeBank
AddressEUREKA, CA 95501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address582 MAIN ST, FERNDALE, CA 95536
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1017, FERNDALE, CA 95536-1017

Mortgage

Document Number0000025584
DateDec 30, 2020
Instrument2020-025584
Lender
NameREDWOOD CAPITAL BANK
TypeBank
AddressEUREKA, CA 95501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address582 MAIN ST, FERNDALE, CA 95536
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025587
DateDec 30, 2020
Instrument2020-025587
Lender
NameREDWOOD CAPITAL BANK
TypeBank
AddressEUREKA, CA 95501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateMar 24, 2017
Property Address582 MAIN ST, FERNDALE, CA 95536
Document Number0000005203
Instrument DateMar 13, 2017
Instrument5203
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1017 FERNDALE CA 955361017, FERNDALE, CA 95536-1017

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHUMBOLDT CA
Recording DateMar 24, 2017
Property Address582 MAIN ST, FERNDALE, CA 95536
Document Number0000005202
Instrument DateMar 13, 2017
Instrument5202
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 1017 FERNDALE CA 955361017, FERNDALE, CA 95536-1017

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityFerndale City
Unified School DistrictFerndale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,634.00 (+6.56%)$754,374 (+4.04%) Land $208,902 Building $545,472
2023$9,979.00 (+1.16%)$725,083 Land $200,791 Building $524,292
2022$9,865.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL ORO WATER CO-FERNDALE
private · serves 1,662 people · EPA ID CA1210007
Water SourceGroundwater
Last State InspectionDec 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

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