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582 Limerick Dr, Elgin, IL 60124 Property Records

Kane County property record for 582 Limerick Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,148 sqft · built 2006
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Feb 2022)
Tax Bill$12,184 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-20-372-013

Property Details

APN / Parcel Number

Primary APN06-20-372-013

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,148 sqft Living Area
Gross Area4,594 sqft
Basement Area1,446 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Width78 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address582 LIMERICK DR
CityELGIN
StateIL
Zip60124-4353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD SUB NEIGHBORHOOD 5 LOT 235
Legal SubdivisionWATERFORD SUB
Legal Block2
Legal Lot Number235
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851913

Owner

Source: Kane County records · APN 06-20-372-013

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address582 LIMERICK DR, ELGIN, IL 60124-4353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleOct 06, 2006 · Amount on Record
Deed Document Number20229457
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 17, 2022
Property Address582 LIMERICK DR, ELGIN, IL 60124-4353
Document Number0000009457
Map ReferenceDOC 2004K119643
Instrument DateJan 20, 2022
Instrument2022K009457
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address37W930 JAGUAR CT, ELGIN, IL 60124-6792

Mortgage

Document Number0000009458
DateFeb 17, 2022
Instrument2022K009458
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address582 LIMERICK DR, ELGIN, IL 60124-4353
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016063
DateMar 30, 2017
Instrument2017K016063
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address582 LIMERICK DR, ELGIN, IL 60124-4353
Document Number0000018629
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedJul 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address582 LIMERICK DR ELGIN IL 601244353, ELGIN, IL 60124-4353

Mortgage

Document Number0000018629
DateApr 15, 2020
Instrument18629
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,184.00 (+7.67%) Homeowner's exemption
2024$150,671 (+21.39%) Land $40,572 Building $110,099$452,194 (+21.44%) Land $121,765 Building $330,429
2022$11,316.00 (+3.39%) Homeowner's exemption$124,118 (+6.96%) Land $33,422 Building $90,696$372,354 (+6.96%) Land $100,266 Building $272,088
2021$10,945.00 Homeowner's exemption$116,041 Land $31,247 Building $84,794$348,123 Land $93,741 Building $254,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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