582 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 582 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1922
Lot Size	0.057 acres (2,469 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Jan 2019)
Tax Bill	$6,964 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334089 9-3-60`

Property Details

APN / Parcel Number

Primary APN	`334089 9-3-60`
Alternative APNs	`408900900000030600000000` `9-3-60`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Basement Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2014
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	2,469 sqft (0.057 acres)
Lot Dimensions	51 ft deep x 50 ft wide
View / Lot	Suburban

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	9-3-60
Street Address	582 LAKES RD
City	MONROE
State	NY
Zip	10950-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-15
Legal Description	MONROE LAKE REALTY CO LOT
Legal Block	3
Legal Lot Number	60.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3026
Census Tract	14201

Owner

582 Lakes Rd is owned and occupied by an individual who bought it in January 2019.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	582 LAKES RD, MONROE, NY 10950-1070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Deed Document Number	20196926
Deed Book / Page	14520 / 1293
Record Updated	Jun 8, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 30, 2019
Property Address	582 LAKES RD, MONROE, NY 10950-1070
Document Number	0000006926
Book / Page	014520 / 001293
Instrument Date	Jan 22, 2019
Instrument	6926
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4850 44TH ST #6D WOODSIDE NY 113776941, 6D, WOODSIDE, NY 11377-6941

Mortgage

Document Number	6927
Date	Jan 30, 2019
Book Page	014520/001297
Instrument	6927

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 Land $4,700 Building $24,300	$268,300
2024	$6,964.00
2023		$29,000 Land $4,700 Building $24,300	$236,500 Land $38,329 Building $198,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 582 Lakes Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 Lakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTON LAKE ESTATES W.D. serves 768 people · EPA ID NY3503525
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

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