582 Empress Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 582 Empress Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,218 sqft · built 1900
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2026)
Tax Bill	$6,467 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0021-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0021-00`
Alternative APN	`0015114`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	674 sqft
2nd Floor Area	544 sqft
Basement Area	674 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	254 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	582 EMPRESS AVE
City	CINCINNATI
State	OH
Zip	45226-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	582 EMPRESS AVE 50 X 125 LOTS 31-34 RIVERVIEW SYNDSUB PARS 21-22 CONS
Legal Subdivision	RIVERVIEW SYNDSUB
Legal Lot Number	31-34
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Jun 12, 2019	Warranty Deed, Transfer · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	202635349
Deed Book / Page	15661 / 1979
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 7, 2026
Property Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000035349
Book / Page	15661 / 1979
Instrument Date	Apr 30, 2026
Instrument	202635349
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035350,
Date	May 7, 2026
Book Page	15661/1982
Instrument	202635350

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 8, 2021
Property Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000122206
Book / Page	14519 / 949
Map Reference	MB 7 PG 104&105
Instrument Date	Oct 1, 2021
Instrument	2021-0122206
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045

Mortgage

Document Number	0000122207
Date	Oct 8, 2021
Instrument	2021-0122207

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2019
Property Address	582 EMPRESS AVE, CINCINNATI, OH 45226-2045
Document Number	0000045907
Book / Page	013937 / 000346
Instrument Date	May 31, 2019
Instrument	45907
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 EMPRESS AVE CINCINNATI OH 452262045, CINCINNATI, OH 45226-2045

Mortgage

Document Number	45910
Date	Jun 12, 2019
Book Page	013937/000353
Instrument	45910

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,467.00 (+3.14%)	$105,000 (-) Land $80,339 Building $24,661	$300,000 (-) Land $229,540 Building $70,460
2024	$6,270.00 (-2.21%)	$105,000 (-) Land $80,339 Building $24,661
2023	$6,412.00 (+3.54%)	$105,000 (+15.43%) Land $80,339 Building $24,661	$300,000 (+15.43%) Land $229,540 Building $70,460
2022	$6,193.00 Homeowner's exemption	$90,966 Land $32,708 Building $58,258
2020			$259,900 Land $93,450 Building $166,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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