582 E Trudy Ln, Midland, MI 48640 Property Records

Midland County property record for 582 E Trudy Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1998
Lot Size	7.04 acres (306,662 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Sep 1988)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-010-200-159-00`

Property Details

APN / Parcel Number

Primary APN	`140-010-200-159-00`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	306,662 sqft (7.04 acres)
Garage Area	2,096 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	582 E TRUDY LN
City	MIDLAND
State	MI
Zip	48640-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG/WD
Legal Description	SEC 10 T13N R1E COM 1648.03 FT S OF NW SEC COR, TH E 1329.93 FT, S 329.75 FT, W 830.4 FT, N 263.68 FT, W 500 FT, N 66 FT.
Legal Range	01E
Legal Township	13N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	MOUNT HALEY
Census Block Group	1
Census Block	1008
Census Tract	291300

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 E TRUDY LN, MIDLAND, MI 48640-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 3, 2023	Intrafamily Transfer, Transfer
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1988 · Amount on Record
Deed Sale	Sep 1, 1988 · Amount on Record
Deed Book / Page	767 / 1288
Last Transfer Date	Jun 28, 2023
Transfer Doc	001666/105
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Apr 1, 2026
Property Address	582 E TRUDY LN, MIDLAND, MI 48640-9564
Document Number	0000003146
Book / Page	2026 / 3146
Instrument Date	Mar 26, 2026
Instrument	20263146
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 E TRUDY LN, MIDLAND, MI 48640-9564

Mortgage

Document Number	0000003146,
Date	Apr 1, 2026
Book Page	2026/3146
Instrument	20263146

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 3, 2023
Property Address	582 E TRUDY LN, MIDLAND, MI 48640-9564
Document Number	001666/105
Book / Page	1666 / 105
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 E TRUDY LN, MIDLAND, MI 48640-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	582 E TRUDY LN, MIDLAND, MI 48640-9564

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	582 E TRUDY LN, MIDLAND, MI 48640-9564
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 E TRUDY LN, MIDLAND, MI 48640-9564

Mortgage

Document Number	01662/1402
Date	Feb 9, 2023
Book Page	1662/1402

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Mount Haley Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,600 (+12.98%)	$233,200 (+12.98%)
2025	$2,684.00 (-2.44%) Homeowner's exemption	$103,200 (+29.49%)	$206,400 (+29.49%)
2024	$2,751.00 (+23.31%)
2023		$79,700	$159,400
2022	$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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