582 E Alder Dr, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 582 E Alder Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,514 sqft · built 2003
Lot Size	0.321 acres (13,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`530923`

Property Details

APN / Parcel Number

Primary APN	`530923`
Alternative APNs	`370429 084141 0000` `34645`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	507 sqft
Finished Basement	507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,996 sqft (0.321 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	530923
Street Address	582 E ALDER DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 6-ALL LOT 6-ELY 1/2 OF LOT 7 DAF-BEG AT SW COR OF LOT 6-TH WLY ALG CURVE TO RIGHT HAVING RADIUS OF 153
Legal Range	04
Legal Township	37
Legal Section	29
Legal Subdivision	GLENHAVEN LAKES
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1011
Census Tract	807

Owner

582 E Alder Dr is owned and occupied by two individuals who acquired it in December 2017.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	582 E ALDER DR, SEDRO WOOLLEY, WA 98284-9503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
May 20, 2016	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017
Deed Sale	Dec 4, 2017
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	2017-1200277
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	582 E ALDER DR, SEDRO WOOLLEY, WA 98284-9503
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403329
Date	Apr 19, 2021
Instrument	2021-0403329

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	582 E ALDER DR, SEDRO WOOLLEY, WA 98284-9503
Document Number	2190600690
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	582 E ALDER DR SEDRO WOOLLEY WA 982849503, SEDRO WOOLLEY, WA 98284-9503

Mortgage

Document Number	2190600690
Date	Jun 7, 2019
Instrument	600690

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2034

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	582 E ALDER DR, SEDRO WOOLLEY, WA 98284-9503
Document Number	2180302180
Instrument Date	May 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	582 E ALDER DR SEDRO WOOLLEY WA 982849503, SEDRO WOOLLEY, WA 98284-9503

Mortgage

Document Number	2180302180
Date	Mar 21, 2018
Instrument	302180

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 20, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 582 E Alder Dr was $3,927.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00	$541,911 Land $165,000 Building $376,911	$541,911 Land $165,000 Building $376,911
2022		$437,531 Land $125,163 Building $312,368	$437,531 Land $125,163 Building $312,368
2021	$2,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 582 E Alder Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 E Alder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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