Tompkins County and Groton Town property record for 582 Davis Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,044 sqft · built 1996 |
| Lot Size | 3.34 acres (145,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Mar 2022) |
| Tax Bill | $7,194 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 502889 28.-1-44.4 |
| Primary APN | 502889 28.-1-44.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| 2nd Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 145,490 sqft (3.34 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 582 DAVIS RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 44.004 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | GROTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 2200 |
582 Davis Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Tompkins County and Groton Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 582 DAVIS RD, CORTLAND, NY 13045-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CFCU CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Deed Document Number | 20222167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Mar 2, 2022 |
| Property Address | 582 DAVIS RD, CORTLAND, NY 13045-9219 |
| Document Number | 0000002167 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2022-02167 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 801 LIME HOLLOW RD, CORTLAND, NY 13045-9346 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 582 DAVIS RD, CORTLAND, NY 13045-9219 |
| Document Number | 0000013758 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 582 DAVIS RD CORTLAND NY 130459219, CORTLAND, NY 13045-9219 |
| Document Number | 0000013758 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 13758 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 4, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 582 DAVIS RD, CORTLAND, NY 13045-9219 |
| Document Number | 0000000154 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 582 DAVIS RD CORTLAND NY 130459219, CORTLAND, NY 13045-9219 |
| Document Number | 0000000154 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 154 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 7, 2024 |
The 2026 property tax bill for 582 Davis Rd was $7,194 with exemptions applied.
Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Groton Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,194.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $253,000 Land $17,300 Building $235,700 | $253,000 Land $17,300 Building $235,700 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $220,000 Land $17,300 Building $202,700 | $220,000 Land $17,300 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 582 Davis Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 582 Davis Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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