582 Co Rd 221, Centre, AL 35960 Property Records

Cherokee County property record for 582 Co Rd 221, Centre, AL 35960 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1972
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (May 2026)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-12-08-34-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-12-08-34-0-000-006.000`
Alternative APNs	`ALT APN:1208340000006000` `214846` `17109`

Interior

Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	754 sqft
Upper Floors Area	226 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	282 sqft
Deck Area	Deck Area
Shed	1 Shed
Poultry House	Poultry House
Utility Building	104 sqft

Location & Zoning

Account Number	214846
Street Address	582 COUNTY ROAD 221
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-7 GARVIN B. FERGUSON ESTATE 13/42
Legal Range	11E
Legal Township	10S
Legal Section	34
Legal Subdivision	GARVIN B. FERGUSON ESTATE
Legal Tract	1-7
Legal Lot Number	1-7
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1037
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-12-08-34-0-000-006.000

Assessment roll updated December 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 COUNTY ROAD 221, CENTRE, AL 35960-3845
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage RABO AGRIFINANCE INC
Apr 14, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Document Number	2026243883
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 21, 2026
Property Address	582 COUNTY ROAD 221, CENTRE, AL 35960
Document Number	0000243883
Instrument Date	May 21, 2026
Instrument	2026243883
Transaction Type	Transfer
Record Updated	Jun 03, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COUNTY ROAD 221, CENTRE, AL 35960-3845
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243884,
Date	May 21, 2026
Instrument	2026243884

Lender

Name	RABO AGRIFINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 14, 2022
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000223767
Map Reference	PB 13 PG 42
Instrument Date	Feb 15, 2022
Instrument	223767
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00 (+5.71%)	$51,460 (+7.84%) Land $30,200 Building $21,260	$971,300 (+5.71%) Land $151,000 Building $820,300
2024	$7,717.00	$47,720 (-74.03%) Land $27,460 Building $20,260	$918,800 (-) Land $137,300 Building $781,500
2023	$7,717.00 (+101.44%) Homeowner's exemption	$183,760 (+123.17%)	$918,800 (-0.63%) Land $137,300 Building $781,500
2022	$3,831.00 Homeowner's exemption	$82,340 Land $13,740 Building $68,600	$924,600 Land $137,300 Building $787,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199561011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	About 1 in 556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
TDS Telecom	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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