582 Clarksen Dr, Belvidere, IL 61008 Property Records

Boone County property record for 582 Clarksen Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,424 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2023)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-29-202-001`

Property Details

APN / Parcel Number

Primary APN	`05-29-202-001`
Alternative APN	`05-05-29-202-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	3,960 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	98 ft deep x 140 ft wide
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-29-202-001
Street Address	582 CLARKSEN DR
City	BELVIDERE
State	IL
Zip	61008-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-44-3 THE PRESERVE PLAT NO 1 LOT 1 140 X 98 582 CLARKSEN DR
Legal Subdivision	PRESERVE 01
Legal Lot Number	1
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2023
Census Tract	10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	582 CLARKSEN DR, BELVIDERE, IL 61008-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU
Apr 26, 2023	Warranty Deed, Construction Loan · Construction Mortgage ENVOY MORTGAGE LTD
May 2, 2014	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	582 CLARKSEN DR, BELVIDERE, IL 61008-8725
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06945
Date	Sep 27, 2021
Instrument	2021R06945

Lender

Name	MEMBERSALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Apr 26, 2023
Property Address	582 CLARKSEN DR, BELVIDERE, IL 61008-8725
Document Number	2023R01536
Map Reference	DOC 2005R07817
Instrument Date	Apr 25, 2023
Instrument	2023R01536
Transaction Type	Construction Loan
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	582 CLARKSEN DR, BELVIDERE, IL 61008-8725

Mortgage

Document Number	2023R01537
Date	Apr 26, 2023
Instrument	2023R01537

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BOONE IL
Recording Date	May 2, 2014
Property Address	582 CLARKSEN DR, BELVIDERE, IL 61008-8725
Document Number	0014R02081
Instrument Date	Apr 28, 2014
Instrument	14R02081
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.75
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014R02082
Date	May 2, 2014
Instrument	14R02082

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (-87.27%) Homeowner's exemption	$128,842 (+16.13%) Land $6,667 Building $122,175	$386,526 (+16.13%) Land $20,001 Building $366,525
2024		$110,949 (+18.26%) Land $6,667 Building $104,282	$332,847 (+18.26%) Land $20,001 Building $312,846
2022	$9,676.00	$93,818 Land $6,733 Building $87,085	$281,454 Land $20,199 Building $261,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Mediacom Xtream.

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