582 Cherry St, Jacksonville, IL 62650 Property Records

Morgan County property record for 582 Cherry St, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Mar 2010)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-310-008`

Property Details

APN / Parcel Number

Primary APN	`09-17-310-008`

Interior

Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	152 ft deep x 57 ft wide

Location & Zoning

Street Address	582 CHERRY ST
City	JACKSONVILLE
State	IL
Zip	62650-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF JACKSONVILLE JONES AND BUFFE SUBDIVISION OF MADEIRA SUB S PT LT 42 AN ALL LT 43 AD N N PT 48 57X152 17-15-10
Legal Range	10W
Legal Township	15N
Legal Section	17
Legal Subdivision	JONES AND BUFFE SUBDIVISION
Legal Lot Number	42-43
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 12
Census Block Group	1
Census Block	1010
Census Tract	951700

Owner

582 Cherry St is owned and occupied by an individual who bought it in March 2010.

Source: Morgan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	582 CHERRY ST, JACKSONVILLE, IL 62650-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2010 · Amount on File
Deed Sale	Mar 12, 2010 · Amount on File
Deed Document Number	2010575303
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Oct 9, 2026
Property Address	582 CHERRY ST, JACKSONVILLE, IL 62650-1220
Document Number	0000661930
Instrument Date	Aug 31, 2026
Instrument	2026661930
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000661930,
Date	Oct 9, 2026
Instrument	2026661930

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2027

Interest

Rate	6.75%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	582 CHERRY ST, JACKSONVILLE, IL 62650-1220
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 617995
Date	Jul 31, 2017
Instrument	617995

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 582 Cherry St was $2,787 with a homeowner's exemption, up 10.6% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,787.00 (+10.6%)	$38,240 Land $2,290 Building $35,950	$114,720 Land $6,870 Building $107,850
2024	$2,520.00
2023		$32,690 (+9.7%) Land $2,290 Building $30,400	$98,070 (+9.7%) Land $6,870 Building $91,200
2022	$2,267.00 (+5.34%) Homeowner's exemption	$29,800 Land $2,290 Building $27,510	$89,400 Land $6,870 Building $82,530
2021	$2,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 582 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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