582 Brighton Ct, Elgin, IL 60123 Property Records

Kane County property record for 582 Brighton Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,585 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$192,000 (Jul 2006)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-376-043`

Property Details

APN / Parcel Number

Primary APN	`06-21-376-043`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,585 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	582 BRIGHTON CT, 582
City	ELGIN
State	IL
Zip	60123-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 22-C-582
Legal Subdivision	WOODBRIDGE
Legal Block	1
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

582 Brighton Ct is owned and occupied by two individuals who acquired it in June 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	582 BRIGHTON CT, 582, ELGIN, IL 60123-5653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Transfer on Death Deed, Transfer
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2006 · Amount on File
Deed Sale	Jul 6, 2006 · Amount on File
Prior Sale	May 17, 1999 · Amount on File
Deed Document Number	200671940
Last Transfer Date	Jun 21, 2023
Transfer Doc	0000020969
Record Updated	Oct 29, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2023
Property Address	582 BRIGHTON CT, ELGIN, IL 60123-5653
Document Number	0000020969
Instrument Date	Jun 21, 2023
Instrument	2023K020969
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 LARKIN AVE, ELGIN, IL 60123-5295

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	582 BRIGHTON CT, ELGIN, IL 60123-5653
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 BRIGHTON CT 582, 582, ELGIN, IL 60123-5653

Mortgage

Document Number	0000002583
Date	Jan 25, 2023
Instrument	2023K002583

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

Interest

Rate	5.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	582 BRIGHTON CT, ELGIN, IL 60123-5653
Document Number	0000042088
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 BRIGHTON CT #582 ELGIN IL 601235653, 582, ELGIN, IL 60123-5653

Mortgage

Document Number	0000042088
Date	Aug 28, 2018
Instrument	42088

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2033

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 582 Brighton Ct was $4,752 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00	$78,296 (+8.57%) Land $17,042 Building $61,254	$234,982 (+8.57%) Land $51,146 Building $183,836
2024		$72,116 Land $15,697 Building $56,419	$216,435 Land $47,110 Building $169,325
2022	$4,197.00 (+5.64%) Homeowner's exemption	$59,407 (+6.96%) Land $12,931 Building $46,476	$178,221 (+6.96%) Land $38,793 Building $139,428
2021	$3,973.00 Homeowner's exemption	$55,542 Land $12,090 Building $43,452	$166,626 Land $36,270 Building $130,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 582 Brighton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 582 Brighton Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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