582 Adams Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 582 Adams Rd, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1970
Lot Size	12.6 acres (548,856 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jan 2017)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2024 Mortgage + 2 more
APN	`2224070000000510`

Property Details

APN / Parcel Number

Primary APN	`2224070000000510`
Alternative APN	`OAKH M:4070 B:0000 L:00510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,668 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	548,856 sqft (12.6 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2224070000000510
Street Address	582 ADAMS RD
City	OAKHAM
State	MA
Zip	01068-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	510
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1028
Census Tract	721101

Owner

582 Adams Rd is owned and occupied by an individual who bought it in January 2017.

Source: Worcester County and Oakham Town records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	582 ADAMS RD, OAKHAM, MA 01068-9674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC
Oct 16, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 25, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	20179813
Deed Book / Page	56667 / 265
Transfer Doc	056667-265
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Recording Date	Sep 18, 2026
Property Address	582 ADAMS RD, OAKHAM, MA 01068-9674
Document Number	0000082241
Book / Page	74189 / 347
Instrument Date	Sep 14, 2026
Instrument	202682241
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 ADAMS RD, OAKHAM, MA 01068-9674

Mortgage

Document Number	0000082241,
Date	Sep 18, 2026
Book Page	74189/347
Instrument	202682241

Lender

Name	EMM LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	582 ADAMS RD, OAKHAM, MA 01068-9674
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071157-329
Date	Oct 16, 2024
Book Page	71157/329
Instrument	84575

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	582 ADAMS RD, OAKHAM, MA 01068-9674
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069055-1
Date	Apr 25, 2023
Book Page	69055/1
Instrument	31133

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Jan 27, 2017
Property Address	582 ADAMS RD, OAKHAM, MA 01068-9674
Document Number	56667-265
Book / Page	56667 / 265
Instrument	9813
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.84
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	566670268
Date	Jan 27, 2017
Instrument	56667/0268

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 582 Adams Rd was $3,997, up 5.9% from the year before.

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,997.00 (+5.88%)	$346,100 (+1.58%) Land $177,000 Building $169,100	$325,565 (+17.48%)
2024	$3,775.00 (+5.15%)	$340,700 (+9.8%) Land $174,300 Building $166,400	$277,115
2023	$3,590.00	$310,300 Land $157,400 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 582 Adams Rd; there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 Adams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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