582 1st St, Upper Lake, CA 95485 Property Records

Lake County property record for 582 1st St, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2021)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Aug 2021 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027-201-350-000`

Property Details

APN / Parcel Number

Primary APN	`027-201-350-000`
Alternative APN	`027-201-35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2010
Construction Type	Concrete
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Old Parcel Number	027-201-35
Street Address	582 1ST ST
City	UPPER LAKE
State	CA
Zip	95485-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RICES ADD
Legal Block	1
Legal Lot Number	182
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1013
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Jul 25, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202113615
Prior Transfer Date	Jul 19, 2018
Prior Transfer Doc	0000009598
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 18, 2021
Property Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Document Number	0000013615
Map Reference	MB 2 PG 1
Instrument Date	Aug 17, 2021
Instrument	2021013615
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	582 1ST ST, UPPER LAKE, CA 95485-9213

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 1ST ST, UPPER LAKE, CA 95485-9213

Mortgage

Document Number	0000013417
Date	Oct 20, 2020
Instrument	2020013417

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Document Number	0000015629
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	582 1ST ST UPPER LAKE CA 954859213, UPPER LAKE, CA 95485-9213

Mortgage

Document Number	0000015629
Date	Dec 3, 2019
Instrument	15629

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Jul 25, 2018
Property Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Document Number	0000009598
Instrument Date	Jul 19, 2018
Instrument	9598
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	582 1ST ST UPPER LAKE CA 954859213, UPPER LAKE, CA 95485-9213

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Nov 16, 2017
Property Address	582 1ST ST, UPPER LAKE, CA 95485-9213
Document Number	0000015306
Instrument Date	Nov 16, 2017
Instrument	15306
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7185 LINCOLN ST UPPER LAKE CA 954858741, UPPER LAKE, CA 95485-8741

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,384.00 (+2.41%)	$389,673 (+2%) Land $81,181 Building $308,492
2025	$4,281.00 (+3.21%)	$382,034 (+4.04%) Land $79,590 Building $302,444
2023	$4,148.00 (-2.61%)	$367,200 Land $76,500 Building $290,700
2022	$4,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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