5819 Thorpe Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 5819 Thorpe Rd, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,233 sqft · built 1995
Lot Size	1 acres (43,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Nov 2012)
Tax Bill	$7,142 (2026)
Deeds & Mortgages	Aug 2023 Reverse Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00RFF21497`

Property Details

APN / Parcel Number

Primary APN	`00RFF21497`
Alternative APNs	`06-0903-10-1-40-07-0000` `R0634599`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,233 sqft Living Area
1st Floor Area	2,233 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,647 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,428 sqft
Parking Spaces	6 Parking Spaces
Deck Area	228 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RFF21497
Street Address	5819 THORPE RD
City	BELGRADE
State	MT
Zip	59714-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MINOR SUB 39, S10, T01 S, R04 E, LOT 3, ACRES 1.002
Legal Range	04E
Legal Township	01S
Legal Section	10
Legal Subdivision	MINOR SUB 039
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1009
Census Tract	202

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5819 THORPE RD, BELGRADE, MT 59714-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Reverse Mortgage CALCON MUTUAL MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Prior Sale	Oct 2, 2006 · Amount on Record
Deed Document Number	20122433429
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	2433429
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	5819 THORPE RD, BELGRADE, MT 59714-8909
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5819 THORPE RD, BELGRADE, MT 59714-8909

Mortgage

Document Number	0002808623
Date	Aug 15, 2023
Instrument	2808623

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	5819 THORPE RD, BELGRADE, MT 59714-8909
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2722035
Date	Feb 25, 2021
Instrument	2722035

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,142.00 (+90.86%)	$852,826 (-)	$852,826 (-) Land $261,726 Building $591,100
2025	$3,742.00 (-31.24%)	$852,826 (+3.61%)	$852,826 (+3.61%) Land $261,726 Building $591,100
2023	$5,442.00	$823,083	$823,083 Land $399,713 Building $423,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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