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5818 Rivers Edge Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 5818 Rivers Edge Dr, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,890 sqft · built 2017
Lot Size0.768 acres (33,454 sqft)
OwnerIndividual Name on File
Last Sale$69,900 (Sep 2017)
Tax Bill$6,016 (2026)
Deeds & MortgagesJan 2024 Transfer
Sep 2017 Sale
Flood ZoneZone AE (high risk)
APN82-50659-0171

Property Details

APN / Parcel Number

Primary APN82-50659-0171

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Lot Area33,454 sqft (0.768 acres)
Lot Width100 ft Width
Garage Area1,128 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address5818 RIVERS EDGE DR
CitySAINT CLOUD
StateMN
Zip56303-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 015 BLK 002 SAUK RIVER ESTATES SECTION 08 TOWNSHIP 124 RANGE 028 SECTION 08 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section08
Legal SubdivisionSAUK RIVER ESTATES
Legal Block2
Legal Lot Number15
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1001
Census Tract1002

Owner

5818 Rivers Edge Dr is owned and occupied by an individual who bought it in September 2017.

Source: Stearns County records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address5818 RIVERS EDGE DR, SAINT CLOUD, MN 56303-5001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Transfer on Death Deed, Transfer
Sep 13, 2017Warranty Deed, Transfer
HOMELAND TITLE AND ABSTRACT, HEARTLAND TITLE AND ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2017 · Amount on File
Deed SaleSep 13, 2017 · Amount on File
Prior SaleMay 15, 2015 · Amount on File
Deed Document Number20171504451
Record UpdatedSep 20, 2026

January 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateJan 22, 2024
Property Address5818 RIVERS EDGE DR, SAINT CLOUD, MN 56303-5001
Document Number00A1666671
Instrument DateJan 18, 2024
InstrumentA1666671
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 13, 2017
Property Address5818 RIVERS EDGE DR, SAINT CLOUD, MN 56303-5001
Document Number00A1504451
Instrument DateSep 8, 2017
InstrumentA1504451
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyHOMELAND TITLE AND ABSTRACT, HEARTLAND TITLE AND ABSTRACT

Transaction

AmountAmount on Record
Tax$230.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5818 RIVERS EDGE DR, SAINT CLOUD, MN 56303-5001

Tax Assessment & Valuation

The 2026 property tax bill for 5818 Rivers Edge Dr was $6,016.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,016.00$433,900 (+5.29%) Land $100,000 Building $333,900$433,900 (+5.29%) Land $100,000 Building $333,900
2025$412,100 Land $100,000 Building $312,100$412,100 Land $100,000 Building $312,100
2023$4,916.00$397,200 Land $55,000 Building $342,200$397,200 Land $55,000 Building $342,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5818 Rivers Edge Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5818 Rivers Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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