5818 N 45th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 5818 N 45th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,268 sqft · built 1974
Lot Size	0.338 acres (14,732 sqft)
Owner	2 Trust Names on File
Last Sale	$1,295,000 (Oct 2020)
Tax Bill	$6,395 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171-16-074`

Property Details

APN / Parcel Number

Primary APN	`171-16-074`
Alternative APN	`171160741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,268 sqft Living Area
Gross Area	3,637 sqft
1st Floor Area	3,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	14,732 sqft (0.338 acres)
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Porch	Covered Slab
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5818 N 45TH ST
City	PHOENIX
State	AZ
Zip	85018-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	HERITAGE HILLS UNIT 1 MCR 128-24
Legal Range	4E
Legal Township	2N
Legal Section	18
Legal Subdivision	HERITAGE HILLS UNIT 1
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	107900

Owner

5818 N 45th St is owner-occupied and held in a trust since October 2020.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Mar 4, 2004 · Amount on File
Deed Document Number	2020983384
Prior Transfer Date	Nov 13, 1995
Prior Transfer Doc	0000739222
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009765
Date	Jan 8, 2024
Instrument	20240009765

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204395
Date	Mar 23, 2017
Instrument	2017-0204395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229

Mortgage

Document Number	0000495556
Date	Jun 13, 2022
Instrument	20220495556

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2020
Property Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229
Document Number	0000983384
Map Reference	MB 136 PG 10
Instrument Date	Oct 12, 2020
Instrument	20200983384
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5818 N 45TH ST, 5818, PHOENIX, AZ 85018-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5818 N 45TH ST, PHOENIX, AZ 85018-1229

Mortgage

Document Number	0000983385
Date	Oct 14, 2020
Instrument	20200983385

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5818 N 45th St was $6,395.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,010 (+111.77%)	$1,800,100 (+9.08%) Land $360,000 Building $1,440,100
2025	$6,395.00	$85,004 (-51.9%)	$1,650,200 (-6.62%) Land $330,000 Building $1,320,200
2024		$176,720	$1,767,200 Land $353,400 Building $1,413,800
2023	$5,946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5818 N 45th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	11 of 28
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5818 N 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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