New Hanover County property record for 5818 Michelle Dr, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,475 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,500 (Aug 2022) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05618-006-013-000 |
| Primary APN | R05618-006-013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,475 sqft Living Area |
| 1st Floor Area | 3,100 sqft |
| Basement Area | 3,100 sqft |
| Finished Basement | 3,100 sqft |
| Sunroom | Sunroom |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Low |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Utility Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 5818 MICHELLE DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 4 BRADLEY PARK |
| Legal Subdivision | BRADLEY PARK SUB |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11905 |
5818 Michelle Dr is owned and occupied by an individual who bought it in August 2022.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 30, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 202230024 |
| Deed Book / Page | 6588 / 651 |
| Prior Transfer Date | Oct 7, 1997 |
| Prior Transfer Doc | 2250000870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Aug 17, 2022 |
| Property Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Document Number | 00658800651 |
| Book / Page | 6588 / 651 |
| Map Reference | MB 11 PG 22 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022030024 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 IRONWOOD DR, 111, HENDERSONVILLE, NC 28739-6334 |
| Name | Verified Name |
|---|---|
| Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Document Number | 00658800654 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 6588/654 |
| Instrument | 2022030025 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Document Number | 00655602762 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 6556/2762 |
| Instrument | 2022014687 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Document Number | 0063190607 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5818 MICHELLE DR WILMINGTON NC 284036502, WILMINGTON, NC 28403-6502 |
| Document Number | 0063190607 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 006319/000607 |
| Instrument | 20897 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 5818 MICHELLE DR, WILMINGTON, NC 28403-6502 |
| Document Number | 0062430920 |
| Book / Page | 006243 / 000920 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 28074 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5818 MICHELLE DR WILMINGTON NC 284036502, WILMINGTON, NC 28403-6502 |
| Document Number | 62430923 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 006243/000923 |
| Instrument | 28075 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Rate | 5% |
|---|
The 2025 property tax bill for 5818 Michelle Dr was $3,961, up 24.2% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,100 (-) Land $121,400 Building $551,700 | $673,100 (-) Land $121,400 Building $551,700 | |
| 2025 | $3,961.00 (+24.17%) | $673,100 Land $121,400 Building $551,700 | $673,100 Land $121,400 Building $551,700 |
| 2024 | $3,190.00 (+3.81%) | ||
| 2023 | $3,073.00 Senior Citizen's exemption | $363,700 Land $67,400 Building $296,300 | $363,700 Land $67,400 Building $296,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5818 Michelle Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5818 Michelle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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