5817 High St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5817 High St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	1 bd · 3.5 ba · 3,163 sqft · built 2017
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,553 (Sep 2017)
Tax Bill	$7,876 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`523-0005-0114-00`

Property Details

APN / Parcel Number

Primary APN	`523-0005-0114-00`

Interior

Bedrooms	1 Bed
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,163 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,099 sqft
2nd Floor Area	1,214 sqft
Basement Area	1,099 sqft
Finished Basement	850 sqft
Unfinished Basement	249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	139 ft deep x 45.3 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5817 HIGH ST
City	CINCINNATI
State	OH
Zip	45227-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH ST 45.31 X 139.75 IRR LOT 114 MADISON HGTS SUB
Legal Subdivision	MADISON HGTS SUB
Legal Lot Number	114
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	2
Census Block	2007
Census Tract	24700

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HM MTG
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	201784838
Prior Transfer Date	May 24, 2008
Prior Transfer Doc	0000072573
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017948
Date	Mar 19, 2024
Book Page	15126/2159
Instrument	2024-0017948

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013198
Date	Feb 24, 2023
Book Page	14860/1068
Instrument	2023-0013198

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075669
Date	Sep 6, 2019
Book Page	13996/00204
Instrument	2019-0075669

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Document Number	0000123160
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5817 HIGH ST CINCINNATI OH 452273517, CINCINNATI, OH 45227-3517

Mortgage

Document Number	0000123160
Date	Nov 23, 2020
Book Page	014301/003486
Instrument	123160

Lender

Name	NOVUS HM MTG
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2017
Property Address	5817 HIGH ST, CINCINNATI, OH 45227-3517
Document Number	0000004838
Map Reference	MB 21 PG 48
Instrument Date	Aug 31, 2017
Instrument	17-0084838
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,114.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000004841
Date	Sep 18, 2017
Instrument	17-0084841

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,876.00 (+2.21%)	$178,423 (-) Land $22,918 Building $155,505	$509,780 (-) Land $65,480 Building $444,300
2024	$7,706.00 (+17.52%)	$178,423 (+4.9%) Land $22,918 Building $155,505
2023	$6,557.00 (+12.37%)	$170,093 (+30.8%) Land $22,918 Building $147,175	$509,780 (+37.2%) Land $65,480 Building $444,300
2022	$5,835.00 Homeowner's exemption	$130,043 Land $12,303 Building $117,740
2020			$371,550 Land $35,150 Building $336,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	26 (1979–2015)
Claims Outside the SFHA	8 of 26
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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