5817 E Copper Mountain Dr, Spotsylvania, VA 22553 Property Records

Spotsylvania County property record for 5817 E Copper Mountain Dr, Spotsylvania, VA 22553

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,061 sqft · built 2010
Lot Size0.997 acres (43,443 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (Sep 2018)
Tax Bill$4,760 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34F-4-51

Property Details

APN / Parcel Number

Primary APN34F-4-51
Alternative APN
  • 034F 4-51

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,061 sqft Finished Area
Basement Area1,434 sqft
Unfinished Basement1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area43,443 sqft (0.997 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area225 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5817 E COPPER MOUNTAIN DR
CitySPOTSYLVANIA
StateVA
Zip22553-4481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP2
Legal DescriptionHILLS OF BRECKENRIDGE LOT 51
Legal SubdivisionHILLS OF BRECKENRIDGE
Legal Lot Number51
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionSALEM
Census Block Group1
Census Block1014
Census Tract20307

Owner

Source: Spotsylvania County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5817 E COPPER MOUNTAIN DR, SPOTSYLVANIA, VA 22553-4481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 28, 2018Warranty Deed, Transfer · Conventional with PMI
ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleJan 11, 2011 · Amount on Record
Deed Document Number201815979
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address5817 E COPPER MOUNTAIN DR, SPOTSYLVANIA, VA 22553-4481
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5817 E COPPER MOUNTAIN DR, SPOTSYLVANIA, VA 22553-4481

Mortgage

Document Number0250016621
DateOct 31, 2025
Instrument250016621
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 1, 2065
Interest
Rate TypeAdjustable Rate
Rate9%
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateSep 28, 2018
Property Address5817 E COPPER MOUNTAIN DR, SPOTSYLVANIA, VA 22553-4481
Document Number201800015979
Instrument DateSep 25, 2018
Instrument15979
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5817 E COPPER MOUNTAIN DR SPOTSYLVANIA VA 225534481, SPOTSYLVANIA, VA 22553-4481

Mortgage

Document Number201800015980
DateSep 28, 2018
Instrument15980
Lender
NameATLANTIC COAST MORTGAGE LLC
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,760.00 (+32.89%)$645,700 (+39.1%) Land $165,000 Building $480,700
2025$645,700 (+39.1%) Land $165,000 Building $480,700
2023$3,582.00$464,200 Land $115,000 Building $349,200$464,200 Land $115,000 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2003–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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