5816 Ringold Dr, Pensacola, FL 32503 Property Records

Escambia County property record for 5816 Ringold Dr, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,625 sqft · built 1963
Lot Size0.203 acres (8,825 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Jun 2019)
Tax Bill$1,863 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-1S-30-7000-060-001

Property Details

APN / Parcel Number

Primary APN35-1S-30-7000-060-001
Alternative APNs
  • 040431000
  • 40431000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,625 sqft Living Area
Gross Area1,862 sqft
1st Floor Area1,625 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,825 sqft (0.203 acres)
Garage TypeAttached
Garage Area237 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area228 sqft
Utility Building63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40431000
Street Address5816 RINGOLD DR
CityPENSACOLA
StateFL
Zip32503-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 6 BLK A LAMBERT OAKS PB 6 P 3 OR 8119 P 129
Legal Range30W
Legal Township01S
Legal Section35
Legal SubdivisionLAMBERT OAKS
Legal BlockA
Legal Lot Number6
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2026
Census Tract1402

Owner

Source: Escambia County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
May 15, 2023Deed of Trust, Mortgage · FHA Mortgage
SUN WEST MORTGAGE CO
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleMay 21, 2008 · Amount on Record
Deed Document Number201955736
Deed Book / Page8119 / 129
Prior Transfer DateJun 4, 2013
Prior Transfer Doc0070490393
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateJul 23, 2026
Property Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740
Document Number0000056936
Book / Page9525 / 1756
Instrument DateJul 10, 2026
Instrument202656936
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740

Mortgage

Document Number0000056936,
DateJul 23, 2026
Book Page9525/1756
Instrument202656936
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740

Mortgage

Document Number0089761433
DateMay 15, 2023
Book Page8976/1433
Instrument2023038263
Lender
NameSUN WEST MORTGAGE CO
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2048

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJun 26, 2019
Property Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740
Document Number0081190129
Book / Page8119 / 0129
Map ReferenceMB 6 PG 3
Instrument DateJun 24, 2019
Instrument2019055736
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6109 CONFEDERATE DR, 6109, PENSACOLA, FL 32503-7512

Transferred To (Grantee/Buyer)

NameVerified Name
Address5816 RINGOLD DR, PENSACOLA, FL 32503-7740

Mortgage

Document Number0008119130
DateJun 26, 2019
Instrument8119/130
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,863.00 (+13.39%) Homeowner's exemption$162,570 (+5.99%)$171,227 (+4.08%) Land $15,000 Building $156,227
2024$1,643.00 (+1.11%)
2023$1,625.00 (+2.72%) Homeowner's exemption$153,388 (+3%)$164,521 (+10.48%) Land $12,000 Building $152,521
2022$1,582.00 Homeowner's exemption$148,921$148,921 Land $12,000 Building $136,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1978–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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