Highlands County property record for 5816 Edgewater Ter, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,515 sqft · built 1987 |
| Lot Size | 0.335 acres (14,625 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $83,000 (Oct 2003) |
| Tax Bill | $1,118 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-060-0CC0-0030 |
| Primary APN | C-15-35-30-060-0CC0-0030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 14,625 sqft (0.335 acres) |
| Lot Dimensions | 125 ft deep x 117 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 117 sqft |
| Patio Area | 161 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5816 EDGEWATER TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-6448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE VI PB 10-PG 21 LOT 3 BLK CC |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 06 |
| Legal Block | CC |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4068 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5816 EDGEWATER TER, SEBRING, FL 33876-6448 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jul 3, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2003 · Amount on Record |
| Deed Sale | Oct 20, 2003 · Amount on Record |
| Prior Sale | Jan 31, 2007 |
| Deed Document Number | 0001215777 |
| Last Transfer Date | Oct 9, 2007 |
| Transfer Doc | 0001476293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5816 EDGEWATER TER, SEBRING, FL 33876-6448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002159325 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 2985/1653 |
| Instrument | 2159325 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5816 EDGEWATER TER, SEBRING, FL 33876-6448 |
| Document Number | 0001993915 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5816 EDGEWATER TER SEBRING FL 338766448, SEBRING, FL 33876-6448 |
| Document Number | 0001993915 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 002765/001931 |
| Instrument | 1993915 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 4, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,147 (+7.75%) | $175,179 (+2.22%) Land $15,000 Building $160,179 | |
| 2024 | $1,118.00 (+5.77%) | ||
| 2023 | $1,057.00 (+1.83%) Homeowner's exemption | $69,744 (+3%) | $171,381 (+14.27%) Land $15,000 Building $156,381 |
| 2022 | $1,038.00 Homeowner's exemption | $67,713 | $149,982 Land $11,000 Building $138,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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